Sales Officer

Hinduja Housing Finance; Chhattisgarh; Sur place; INR 279 000 - 502 000; Plein temps

Résumé du poste

Hinduja Housing Finance Limited in India is seeking a field-oriented sales professional to lead home loan and LAP origination. You will generate leads, acquire customers, collect documents and initiate loan applications.

You will coordinate with credit, legal, technical and operations teams to move files toward approval and disbursement, meet monthly targets, and build long-term relationships with builders, brokers and DSAs.

Responsabilités

• Lead generation: Find new customers through market visits, builders, property dealers, DSAs, connectors and existing customer references.
• Customer acquisition: Identify salaried and self-employed customers eligible for Home Loans and LAP.
• Loan sourcing: Collect customer details and documents, and initiate loan applications.
• Financial assessment: Understand customer income, repayment capacity, credit profile and property details.
• Documentation: Collect KYC, income proof, bank statements, ITR, property papers and other required documents.
• Coordination: Work with credit, legal, technical and operations teams to move loan files toward approval and disbursement.
• Sales targets: Achieve monthly targets for login, sanction, disbursement, revenue and customer acquisition, as applicable.
• Relationship management: Maintain relationships with customers, builders, brokers, DSAs and other business partners.
• Follow-up: Track applications, resolve documentation gaps and follow up until disbursement.
• Compliance: Follow company policies, KYC/AML requirements and responsible lending practices.

Description du poste

Key Responsibilities

• Lead generation: Find new customers through market visits, builders, property dealers, DSAs, connectors and existing customer references.
• Customer acquisition: Identify salaried and self-employed customers eligible for Home Loans and LAP.
• Loan sourcing: Collect customer details and documents, and initiate loan applications.
• Financial assessment: Understand customer income, repayment capacity, credit profile and property details.
• Documentation: Collect KYC, income proof, bank statements, ITR, property papers and other required documents.
• Coordination: Work with credit, legal, technical and operations teams to move loan files toward approval and disbursement.
• Sales targets: Achieve monthly targets for login, sanction, disbursement, revenue and customer acquisition, as applicable.
• Relationship management: Maintain relationships with customers, builders, brokers, DSAs and other business partners.
• Follow-up: Track applications, resolve documentation gaps and follow up until disbursement.
• Compliance: Follow company policies, KYC/AML requirements and responsible lending practices.Role & responsibilities