Sales Executive

Chola; Thrissur; On-site; INR 350,000 - 550,000; Full time

Job summary

Chola invites applications for a Vehicle Finance Sales executive based in Thrissur. You will generate vehicle finance leads, visit dealers, and guide customers through loan options.

You will collect KYC and documents, submit applications, and coordinate with credit and operations to ensure timely disbursement.

The role requires strong communication, field visits, and target-driven performance in a dynamic finance environment.

Responsibilities

• Generate vehicle finance leads for two-wheelers, cars, commercial vehicles, tractors, or other eligible vehicles.
• Regularly visit vehicle dealers and showrooms in the assigned territory.
• Meet prospective customers and explain finance options and requirements.
• Collect and verify required KYC, income, address, and vehicle documents for loan applications.
• Coordinate with credit, operations, verification, valuation, and disbursement teams.

Job description

Vehicle Loan Sales

• Generate vehicle finance leads for two-wheelers, cars, commercial vehicles, tractors, or other eligible vehicles, depending on the branch/product.
• Explain loan amount, tenure, interest/charges, EMI, eligibility, and documentation to customers.
• Achieve monthly vehicle-finance disbursement and business targets.

2. Dealer & Showroom Visits

• Regularly visit vehicle dealers and showrooms in the assigned territory.
• Build and maintain relationships with dealers and sales staff.
• Generate customer references from dealer networks.
• Follow up on vehicle bookings and convert them into finance cases.

3. Customer Acquisition

• Meet prospective customers who are planning to purchase vehicles.
• Understand their financial requirements and suggest suitable finance options.
• Explain the application and loan process clearly.

4. Loan Application & Documentation

• Collect and verify required KYC, income, address, and vehicle-related documents.
• Complete loan applications accurately.
• Submit applications to the credit/operations team for processing.

5. Coordination with Internal Teams

• Coordinate with credit, operations, verification, valuation, and disbursement teams.
• Follow up on pending applications and documentation.
• Ensure approved cases are processed and disbursed on time.