RM-DSA- Ludhiana

Darwinbox Digital Solutions Pvt. Ltd.; Ludhiana; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Darwinbox Digital Solutions Pvt. Ltd. is seeking a Branch Sales Head to lead operations, drive home loan and mortgage growth, and manage strategies for customer acquisition in the Ludhiana market.

The role requires 2–5 years of Home Loan/Mortgage Sales experience in BFSI/NBFC, with strong P&L leadership, networking, and analytical abilities to optimize profitability.

Qualifications

• Experience in Home Loan or Mortgage Sales within BFSI/NBFC
• Exposure to Loans Against Property preferred
• Ability to lead branch-level P&L and drive sales
• Strong networking and channel development skills

Responsibilities

• Manage overall branch sales operations and compliance.
• Drive home loan business growth through direct sourcing, DSA, and open-market channels.
• Build and maintain relationships with customers and builders to maximize value.
• Develop and implement strategies to achieve branch sales targets.
• Monitor portfolio performance and implement corrective actions.
• Coordinate with Operations and Risk to streamline loan processes and control NPAs.
• Oversee collections for acquired portfolios to maintain asset quality.
• Track market trends and competition; propose growth initiatives.

Skills

Leadership

Business development

Negotiation

Interpersonal skills

Problem solving

Analytical skills

Excel

Sales MIS tools

Education

MBA/PGDM in Finance or related field

Bachelor's degree

Tools

Excel

Sales MIS tools

Job description

Regular

Job Description

Job Purpose:

The role is responsible forleading branch operations and driving business growth for home loan andmortgage products. It involves achieving sales targets through team management,market development, and strategic partnerships. The position focuses on expandingcustomer acquisition, ensuring compliance, maintaining portfolio quality, anddelivering a superior customer experience across all branch activities.

Key Responsibilities:

• Manageoverall branch sales operations, including business development, customerservice, and compliance.
• Drivehome loan business growth through direct sourcing, DSA and open-marketchannels.
• Buildand maintain strong customer and builder relationships to maximize businessvalue and cross-sell opportunities.
• Developand implement strategies to achieve branch sales targets.
• Monitorbranch portfolio performance and implement corrective measures.
• Ensureadherence to regulatory guidelines, internal policies, and audit requirements.
• Collaboratewith Operations and Risk teams to streamline loan processes, maintain portfolioquality, and control NPAs.
• Overseecollections for acquired portfolios to ensure healthy asset quality.
• Trackmarket trends, competitive activities, and customer feedback; recommendstrategies to enhance business outcomes.
• Executepromotional campaigns, contests, and innovative initiatives to boost customeracquisition.

Skills Required:

• Provenability to lead sales teams and manage branch-level P&L.
• Strongbusiness development, networking, negotiation, and influencing skills.
• Excellentinterpersonal, communication, and problem-solving abilities.
• Highmotivation, self-starter attitude, and bias for action in a high-performanceenvironment.
• Stronganalytical skills to track performance and drive profitability.
• Workingknowledge of Excel and sales MIS tools

Educational Qualifications and Experience:

• < 2–5years of experience in Home Loan or Mortgage Sales within BFSI/NBFC; exposureto Loans Against Property preferred.
• Priorexperience in direct customer acquisition and channel sales; strong localmarket knowledge and established regional network.

Job Snapshot

Updated Date

23-07-2026

Job ID

Job7409

Department

Location