Relationship Manager-Loan Against Property (LAP)-Sales

Kotak Life Insurance; Jaipur; On-site; INR 500,000 - 700,000; Full time

Job summary

Kotak Life Insurance in Jaipur invites applications for a Branch Sales Manager role focused on Mortgage Loans and Loan against Property. You will drive business through DSAs, monitor disbursal processes and build strong customer relationships.

The ideal candidate has at least 3 years of experience in secured lending like Home Finance/Personal/Education loans, strong MS Office skills, and proven team leadership to meet branch targets.

Qualifications

• Graduate or higher degree required.
• Proficient in MS Word and Excel.
• Strong communication and interpersonal skills.

Responsibilities

• Drive mortgage loan and loan against property targets for branch.
• Generate business from DSAs.
• Monitor pre- and post-disbursal documents and formalities.
• Resolve infant delinquent cases.
• Build relationships with current and prospective customers.
• Provide input for off-roll incentives to ensure timely processing.
• Meet HNI customers for business loans.
• Generate corporate leads and close them.
• Achieve branch/location targets through the team, including ALR and monitoring delinquency.

Skills

MS Word

MS Excel

Communication

Interpersonal skills

Team management

Collaboration

Delegation

Motivation

Education

Graduate or above

Job description

About The Role

Job Responsibilities

• Should have experience in Mortgage Loan, Loan against property
• Generating business from DSAs.
• Monitoring pre and post disbursal documents / formalities.
• Monitoring & resolving Infant delinquent cases
• Building relationship with current and prospective Customers
• Providing off roll incentive inputs for timely processing
• Meeting HNI customers for Business Loans
• Generating corporate leads and closing them
• Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency

Job Requirements

• Comfortable with using MS Word and MS Excel
• Good Communication and interpersonal skills
• Demonstrable team management skills
• Ability to collaborate, delegate and motivate

Educational Qualifications

• Should be graduate and above

Work Experience

• Minimum work experience of 3 years
• Exposure in similar industry would be preferable
• Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered