Relationship Manager - GL West

Bajaj Finserv Limited; Vav-Tharad; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Bajaj Finserv Limited in Gujarat seeks an experienced Branch Manager to lead a team in growing the gold loan business and customer base. You will oversee branch operations, set growth strategies, and ensure accurate valuation and compliance across all activities.

The role requires strong leadership, field marketing, and client service skills to drive profi tability and brand visibility while maintaining strict policy adherence and audit standards.

Qualifications

• 4-7 years of relevant experience required.
• Bachelor's Degree/Post-graduation Degree preferred.
• Previous experience in gold loan banking, gold loan products, management or client service preferred.
• Consistently demonstrates clear and concise written and verbal communication skills.

Responsibilities

• Responsible for overall branch operations, performance & profitability of the branch.
• Drive & participate in field-marketing activities of various financial products along with the team to improve brand visibility.
• Plan, conduct & monitor the branch & field level marketing activities to ensure health pipeline of leads resulting into business conversion & branch growth.
• Focus on customer engagement for new customer acquisitions & retainment of old customers.
• Conduct valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy.
• Joint custodian of the Vault with responsibility of safekeeping of pledged securities as per company policies.
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
• Maintaining quality & performance of the business, preparing various reports and take necessary actions for growth of business in branch.
• Increase Gold Loan business, plus various other third-party products i.e., NCD's, Gold Coins sale etc.
• Responsible for correct valuation & maintenance of 100% process compliance at branch.

Skills

Leadership

Team management

Verbal communication

Written communication

Education

Bachelor's degree / Post-graduation

Job description

Job Purpose

"This position is open with Bajaj finance limited"

The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals.

Duties and Responsibilities

Responsibilities:

• Responsible for overall branch operations,performance & profitability of the branch.
  
• Drive & participate in field-marketing activities of various financial products along with the team to improve brand visibility
  
• Plan,conduct & monitor the branch & field level marketing activities to ensure health pipeline of leads resulting into business conversion & branch growth
  
• Focus on customer engagement for new customer acquisitions & retainment of old customers
  
• Conducting error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance
  
• Joint custodian of the Vault with responsibility of safekeeping of of pledged securities as per company policies
  
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections
  
• Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers.
  
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance
  
• Maintaining quality & performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch
  
• Increase Gold Loan business, plus various other third-party products i.e., NCD''s, Gold Coins sale etc.
  
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections.
  
• Responsible for correct valuation & maintenance of 100% process compliance at branch.
  
• Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.

Required Qualifications and Experience

Education & Skill Qualifications:

• 4-7 years of relevant experience required.
  
• Bachelors Degree/Post-graduation Degree preferred.
  
• Previous experience in gold loan banking, gold loan products, management or client service preferred.
  
• Consistently demonstrates clear and concise written and verbal communication skills.