Relationship Manager - GL South

Bajaj Finserv Limited; Karwar; On-site; INR 700,000 - 1,500,000; Full time

Job summary

Bajaj Finserv Limited is seeking an experienced Branch Manager to lead a busy gold loan branch. You will steer sales, operations, customer service, and compliance, delivering growth and profitability.

You will coach staff, manage client relationships, oversee gold valuation, control NPAs, and drive business strategies through field marketing and performance reporting. The role requires 4–7 years’ experience in gold loan banking and strong communication.

Qualifications

• 4-7 years of relevant experience in branch leadership or financial services.
• Experience in gold loan banking and client service preferred.
• Strong written and verbal communication skills.

Responsibilities

• Oversee overall branch operations and profitability.
• Lead field marketing activities to grow leads and conversions.
• Engage customers and retain existing clients.

Skills

Leadership

Branch management

Customer engagement

Gold loan

Education

Bachelor's degree

Post-graduation degree

Job description

Job Summary

"This position is open with Bajaj finance limited". The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals.

Responsibilities

• Responsible for overall branch operations, performance profitability of the branch.
• Drive/participate in field-marketing activities of various financial products along with the team to improve brand visibility.
• Plan, conduct, monitor the branch field level marketing activities to ensure healthy pipeline of leads resulting into business conversion branch growth.
• Focus on customer engagement for new customer acquisitions retainment of old customers.
• Conducting error-free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Joint custodian of the Vault with responsibility of safekeeping of pledged securities as per company policies.
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections.
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
• Maintaining quality performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch.
• Increase Gold Loan business, plus various other third-party products i.e., NCDs, Gold Coins sale etc.
• Responsible for correct valuation maintenance of 100% process compliance at branch.

Required Qualifications and Experience

• 4-7 years of relevant experience required.
• Bachelor's Degree/Post-graduation Degree preferred.
• Previous experience in gold loan banking, gold loan products, management or client service preferred.
• Consistently demonstrates clear and concise written and verbal communication skills.