Relationship Manager - Affordable Home Loans - Surat

BFSI connect; Surat; On-site; INR 405,000 - 495,000; Full time

Job summary

BFSI connect in Surat invites applications for a role focused on sourcing, relationship management, and credit appraisal in the affordable HL/LAP segment. You will work through DSA channels and open market sourcing to build a strong loan portfolio.

The candidate should have 1 year of experience in Affordable HL or LAP, hands-on DSA sourcing, knowledge of credit underwriting and documentation, and good communication and analytical skills. Field activity and target achievement are essential.

Qualifications

• Minimum 1 year experience in Affordable HL or LAP segment.
• Hands-on experience in DSA sourcing.
• Knowledge of credit underwriting & documentation.
• Ability to handle sales + credit responsibilities.
• Good communication and analytical skills.
• Self-driven, field-oriented, and target-focused.

Responsibilities

• Source business through DSA network and open market for Affordable HL & LAP.
• Conduct credit appraisal, including income assessment, document verification, and financial analysis.
• Maintain healthy portfolio quality through prudent underwriting and regular follow-ups.
• Build and manage strong relationships with DSAs, builders, and channel partners.
• Coordinate with internal teams for login, sanction, and disbursement processes.
• Achieve monthly disbursement and sourcing targets.
• Ensure compliance with credit policies and documentation standards.

Skills

Affordable HL/LAP Sourcing

DSA & Channel Management

Credit Appraisal

Financial Analysis

Income Assessment

Documentation & Compliance

Customer Relationship Management

Target Achievement

Portfolio Management

Market Intelligence

Communication & Negotiation Skills

Team Coordination

Field Sales Execution

Education

MBA or B.Tech

Job description

The role involves sourcing, relationship management, and credit appraisal of customers in the affordable HL/LAP segment through DSA channels and open market sourcing.

• Locations : Surat
• Experience : 1
• Listing Date : 23-10-2025
• Skills Required : Affordable HL/LAP Sourcing | DSA & Channel Management | Credit Appraisal | Financial Analysis | Income Assessment | Documentation & Compliance | Customer Relationship Management | Target Achievement | Portfolio Management | Market Intelligence | Communication & Negotiation Skills | Team Coordination | Field Sales Execution
• Pay Details : Up to Rs. 4.5 LPA + Incentives
• Must Have :

  • Minimum 1 year experience in Affordable HL or LAP segment.

  • MBA or B.Tech

  • Hands‑on experience in DSA sourcing.

  • Knowledge of credit underwriting & documentation.

  • Ability to handle sales + credit responsibilities effectively.

  • Good communication and analytical skills.

  • Self‑driven, field‑oriented, and target‑focused.

Key Responsibilities :

Source business through DSA network and open market for Affordable HL & LAP.

Conduct credit appraisal, including income assessment, document verification, and financial analysis.

Maintain healthy portfolio quality through prudent underwriting and regular follow‑ups.

Build and manage strong relationships with DSAs, builders, and channel partners.

Coordinate with internal teams for login, sanction, and disbursement processes.

Achieve monthly disbursement and sourcing targets.

Ensure compliance with credit policies and documentation standards.

Subscribe to our newsletter and stay updated.

Please leave this field empty.