Relationship Manager - Affordable Home Loans - Vadodara

BFSI connect; Vadodara; Presencial; INR 405.000 - 495.000; Jornada completa

Descripción de la vacante

BFSI connect in Vadodara is seeking a candidate with 1 year experience in Affordable HL/LAP to manage sourcing and credit appraisal. The role combines field sourcing with credit underwriting and relationship management across DSAs and channel partners.

Key duties include income verification, documentation, and ensuring timely disbursement while maintaining portfolio quality. Strong communication and analytical skills are essential for success in a target-driven environment.

Formación

• Minimum 1 year experience in Affordable HL or LAP segment.
• Hands-on experience in DSA sourcing.
• Knowledge of credit underwriting & documentation.
• Ability to handle sales + credit responsibilities effectively.
• Good communication and analytical skills.

Responsabilidades

• Source business through DSA network and open market for Affordable HL & LAP.
• Conduct credit appraisal, including income assessment, document verification, and financial analysis.
• Maintain healthy portfolio quality through prudent underwriting and regular follow-ups.
• Build and manage strong relationships with DSAs, builders, and channel partners.
• Coordinate with internal teams for login, sanction, and disbursement processes.
• Achieve monthly disbursement and sourcing targets.
• Ensure compliance with credit policies and documentation standards.

Conocimientos

Affordable HL/LAP Sourcing

DSA & Channel Management

Credit Appraisal

Financial Analysis

Income Assessment

Documentation & Compliance

Customer Relationship Management

Target Achievement

Portfolio Management

Market Intelligence

Communication & Negotiation

Team Coordination

Field Sales Execution

Educación

MBA or B.Tech

Descripción del empleo

The role involves sourcing, relationship management, and credit appraisal of customers in the affordable HL/LAP segment through DSA channels and open market sourcing.

• Locations : Vadodara
• Experience : 1
• Listing Date : 23-10-2025
• Skills Required : Affordable HL/LAP Sourcing | DSA & Channel Management | Credit Appraisal | Financial Analysis | Income Assessment | Documentation & Compliance | Customer Relationship Management | Target Achievement | Portfolio Management | Market Intelligence | Communication & Negotiation Skills | Team Coordination | Field Sales Execution
• Pay Details : Up to Rs. 4.5 LPA + Incentives
• Must Have :

  • Minimum 1 year experience in Affordable HL or LAP segment.

  • MBA or B.Tech

  • Hands-on experience in DSA sourcing.

  • Knowledge of credit underwriting & documentation.

  • Ability to handle sales + credit responsibilities effectively.

  • Good communication and analytical skills.

  • Self-driven, field-oriented, and target-focused.

Key Responsibilities :

Source business through DSA network and open market for Affordable HL & LAP.

Conduct credit appraisal, including income assessment, document verification, and financial analysis.

Maintain healthy portfolio quality through prudent underwriting and regular follow-ups.

Build and manage strong relationships with DSAs, builders, and channel partners.

Coordinate with internal teams for login, sanction, and disbursement processes.

Achieve monthly disbursement and sourcing targets.

Ensure compliance with credit policies and documentation standards.