RBB-IMPERIA RELATIONSHIP MANAGER

Hdfc Bank; Dadri; On-site; INR 600,000 - 900,000; Full time

Job summary

HDFC Bank invites applications for the RBB-Imperia Relationship Manager role in Retail Branch Banking. You will acquire and manage high-net-worth clients under the Imperia program, driving relationship profitability through cross‑selling and portfolio growth.

You will be the single point of contact for clients, ensuring excellent service, timely updates on regulatory changes, and coordinated support with branches, product, and asset teams to maximize wallet share.

Qualifications

• Graduation is required; Post-Graduation preferred.
• AMFI certification is preferred.
• IRDA certification is preferred.
• Knowledge of NRI product offerings is advantageous.

Responsibilities

• HNW portfolio management.
• Liaise with PB/Preferred RM to identify eligible customers.
• Acquire new customers meeting product criteria.
• Enhance portfolio value and maintain hygiene parameters.
• Cross-sell bank products based on customer needs.
• Achieve monthly and yearly revenue targets.
• Ensure error-free documentation for account opening and instructions.
• Adhere to KYC/AML norms and 5-S workstation standards.
• Increase wallet share and cross-sell bank products.
• Enhance Income Generating Product Group Holding (IPGH).
• Deliver quality customer service and resolve queries within TAT.
• Inform customers of regulatory or process changes.
• Promote direct banking channels for customer convenience.
• Ensure smooth portfolio handover and backup support.

Skills

Sales

Portfolio management

Communication skills

Financial products knowledge

Education

Graduation

AMFI Certification

IRDA Certification

NRI Product Knowledge

Job description

Job Title

RBB-Imperia Relationship Manager

Business Unit

Retail Branch Banking

Reporting To

Branch Manager

Job Function and Role Type

Sales & Portfolio Management, Individual Contributor, Moderate Travel

Job Purpose

Responsible for acquiring and managing HNI customers under the Imperia program, enhancing relationship profitability through cross-selling, portfolio growth, and retention. Serve as a single point of contact for financial needs, increasing wallet share and overall relationship value.

Key Responsibilities

• HNW Portfolio Management
• Liaise with PB/Preferred RM to identify eligible customers.
• Acquire new customers meeting product criteria.
• Enhance portfolio value and maintain hygiene parameters.
• Cross-sell bank products based on customer needs.
• Achieve monthly and yearly revenue targets.

Operations, Marketing & Processes

• Ensure error-free documentation for account opening and instructions.
• Adhere to KYC/AML norms and 5-S workstation standards.
• Increase wallet share and cross-sell bank products.
• Enhance Income Generating Product Group Holding (IPGH).

Customer Service

• Deliver quality customer service and resolve queries within TAT.
• Inform customers of regulatory or process changes.
• Promote direct banking channels for customer convenience.
• Ensure smooth portfolio handover and backup support.

Education

Graduation required; Post-Graduation preferred.

Certifications

• AMFI Certification
• IRDA Certification
• NRI Product Knowledge

Key Competencies

Sales and influencing skills, banking product knowledge, planning and organizing, communication skills, knowledge of competition and trends.

Major Stakeholders

Customers, Branch Banking Team, Operations, Product Team, Asset Team, Treasury, Credit, Insurance Partners, AMC's, HDFC Securities.