Product Associate Manager- Liabilities

Utkarsh Small Finance Bank; Navi Mumbai; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Utkarsh Small Finance Bank is seeking a Liabilities MIS & Analytics professional to support the Consumer Banking function. You will prepare MIS, dashboards, and management presentations for senior leadership, track liability product performance, and generate insights to inform decisions.

The role involves policy reviews, regulatory monitoring, budgeting support, and coordination with cross-functional teams. 3+ years in Banking/Financial Services and strong analytical skills are expected.

Qualifications

• 3+ years of experience in Banking, NBFC, Financial Services, Product Management, MIS, Analytics, or Business Planning.

Responsibilities

• Prepare and analyze business performance MIS, reports, and dashboards for the Liabilities business.
• Develop management presentations, strategic notes, and business review reports for senior leadership.
• Track and monitor performance of liability products, channels, and business segments.
• Generate business insights through data analysis to support decision-making.
• Review policies, circulars, and regulatory guidelines related to liabilities products.
• Assist in drafting policy review notes and presentations for management approvals.
• Monitor compliance requirements and track Action Taken Reports (ATRs).
• Coordinate with cross-functional teams for business, compliance, and reporting requirements.
• Support preparation of annual budgets, forecasts, and strategic business plans.
• Monitor budget utilization and performance against business targets.
• Coordinate meetings, reviews, and business calls with internal stakeholders.
• Maintain accurate databases and ensure timely submission of business reports.
• Support product-related projects, initiatives, and process improvement activities.
• Prepare departmental responses, representations, and ad-hoc analytical reports.
• Complete mandatory training, certifications, and continuously upgrade product and banking knowledge.

Skills

MIS reporting

Data analytics

Management presentations

Budget planning

Regulatory compliance

Cross-functional coordination

Policy review

Tools

Dashboards

MS Excel

Job description

The role is responsible for supporting the Liabilities business through performance tracking, MIS reporting, policy review, compliance monitoring, budget planning, and management presentations. The incumbent will assist in business analysis, strategic initiatives, regulatory compliance, and coordination activities for the Consumer Banking function.

Role & responsibilities

• Prepare and analyze business performance MIS, reports, and dashboards for the Liabilities business.
• Develop management presentations, strategic notes, and business review reports for senior leadership.
• Track and monitor performance of liability products, channels, and business segments.
• Generate business insights through data analysis to support decision-making.
• Review policies, circulars, and regulatory guidelines related to liabilities products.
• Assist in drafting policy review notes and presentations for management approvals.
• Monitor compliance requirements and track Action Taken Reports (ATRs).
• Coordinate with cross-functional teams for business, compliance, and reporting requirements.
• Support preparation of annual budgets, forecasts, and strategic business plans.
• Monitor budget utilization and performance against business targets.
• Coordinate meetings, reviews, and business calls with internal stakeholders.
• Maintain accurate databases and ensure timely submission of business reports.
• Support product-related projects, initiatives, and process improvement activities.
• Prepare departmental responses, representations, and ad-hoc analytical reports.
• Complete mandatory training, certifications, and continuously upgrade product and banking knowledge.

Preferred candidate profile

• 3+ years of experience in Banking, NBFC, Financial Services, Product Management, MIS, Analytics, or Business Planning functions.