Personal Loan Executive

Axis Bank; Mumbai; On-site; INR 300,000 - 450,000; Full time

Job summary

Axis Bank in Mumbai seeks a Personal Loans Sales Executive to build the customer base by acquiring new customers and explaining loan features, eligibility criteria, and documentation. You will source business through cold calling, references, and field visits while aiming to meet monthly sales targets.

You will collect and verify documents, coordinate with credit and operations for loan processing and disbursement, maintain strong relationships with customers, and ensure timely completion of the

Qualifications

• Education: 12th pass or Graduate as per company requirements.
• Experience: Freshers and experienced candidates can apply.
• Skills: Good communication, convincing, negotiation, and customer-handling skills.

Responsibilities

• Generate leads and acquire new customers for personal loan products.
• Explain personal loan features, eligibility criteria, interest rates, and documentation requirements to customers.
• Source business through cold calling, references, field visits, and other sales channels.
• Achieve monthly sales targets and business objectives.
• Collect and verify customer documents required for loan processing.
• Coordinate with the credit and operations teams for loan processing and disbursement.
• Maintain strong relationships with existing and prospective customers.
• Follow up with customers regularly to ensure timely completion of the loan process.
• Ensure compliance with bank policies and KYC guidelines.

Skills

Customer Acquisition

Lead Generation

Direct Sales

Cold Calling

Relationship Management

Loan Documentation

Target Achievement

Education

12th Pass / Graduate

Job description

Job Responsibilities

• Generate leads and acquire new customers for personal loan products.
• Explain personal loan features, eligibility criteria, interest rates, and documentation requirements to customers.
• Source business through cold calling, references, field visits, and other sales channels.
• Achieve monthly sales targets and business objectives.
• Collect and verify customer documents required for loan processing.
• Coordinate with the credit and operations teams for loan processing and disbursement.
• Maintain strong relationships with existing and prospective customers.
• Follow up with customers regularly to ensure timely completion of the loan process.
• Ensure compliance with bank policies and KYC guidelines.

Eligibility Criteria

• Education: Minimum 12th pass or Graduate (as per company requirements).
• Experience: Freshers and experienced candidates can apply.
• Skills: Good communication, convincing, negotiation, and customer-handling skills.
• Sales Ability: Target-oriented with a strong interest in banking sales.
• Other Requirements: Basic knowledge of personal loans and banking products is an advantage.

Key Skills

• Customer Acquisition
• Lead Generation
• Direct Sales
• Cold Calling
• Relationship Management
• Loan Documentation
• Target Achievement