Loan Officer - Microfinance Sales

Tata Capital Finance Ltd; Haridwar; On-site; INR 180,000 - 240,000; Full time

Job summary

Tata Capital Finance Ltd invites applications for a Loan Officer - Retail MFB - Sales at Jhabrera, Amar Jawan Chowk. You will drive disbursements, manage repayment and delinquency, and build strong relationships with clients and local centers to reach target markets.

Fresh graduates or up to 5 years in microfinance sales welcome; familiarity with JLG model preferred. The role emphasizes field visits, daily/weekly collections, and maintaining portfolio quality through proactive supervision and

Qualifications

• Freshers to max 5 years exp as a sales officer in microfinance
• Basic understanding about Microfinance business and JLG model working would be preferred

Responsibilities

• Achieve disbursement targets with minimum delinquency
• Identify Joint liability Groups & disbursed loans for target customers
• Develop and manage a team across territories for deeper market penetration
• Disbursement, repayment and delinquency management, achieving daily/weekly collections targets
• Regular field visits, Centre Meeting and loan applicants
• Maintain portfolio quality by tracking & controlling normal dues, non-starters, delinquency and frauds

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduation

Job description

Loan Officer - Retail MFB - Sales - Jhabrera - Amar Jawan Chowk - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service

Education Graduate in any discipline