Loan Officer

Tata Capital Finance Ltd; West Godavari; On-site; INR 300,000 - 420,000; Full time

Job summary

Tata Capital Finance Ltd in Andhra Pradesh seeks a Loan Officer for Retail MFB - Sales in Undrajavaram on Chivatam Road. You will aim to achieve disbursement targets, manage JLG portfolio, and drive growth through field sourcing.

The role involves field visits, center meetings, and maintaining portfolio quality with emphasis on timely collections and strong customer relationships. Fresh graduates up to 5 years in microfinance sales are welcome.

Qualifications

• Fresher to 5 years in microfinance sales
• Familiar with JLG model preferred
• Graduate in any discipline is required

Responsibilities

• Achieve disbursement targets with minimum delinquency
• Undertake regular field visits, centre meetings and loan appraisals
• Maintain portfolio quality by tracking delinquencies and non-starters
• Build strong client relationships and a recognizable brand in the area
• Conduct weekly/daily meetings and field visits to centres

Skills

Relationship management

Business sourcing

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Undrajavaram - Chivatam Road - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service

Education Graduate in any discipline