Loan Officer - Retail MFB - Sales - Kamalapur - Goni Complex - J Grades

Tata Capital; Sangareddy; On-site; INR 250,000 - 380,000; Full time

Job summary

Tata Capital is seeking a Sales Officer in microfinance to drive disbursement targets, manage relationships, and expand the JLG portfolio across assigned territories in India.

Freshers to up to 5 years of experience in microfinance sales, field visits, daily/weekly collections targets, and strong client engagement are preferred. Ground-level relationship building and brand promotion will be key."

Qualifications

• Graduate in any discipline.
• Fresher to maximum 5 years exp in microfinance sales.
• Basic understanding about Microfinance business and JLG model working would be preferred.

Responsibilities

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Skills

Relationship management

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Job Description:

10563

• To ensure the achievement of disbursement targets with minimum delinquency


• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.


• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.


• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.


• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets


• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.


• Undertake regular field visits, Centre Meeting and loan applicants


• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.


• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.


• Ensuring weekly / daily meetings & visit to centre


• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business


• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing


• Flair for sales


• Understand critical attributes of customer service

Education

Graduate in any discipline