Loan Officer

Tata Capital Finance Ltd; Uttar Pradesh; On-site; INR 260,000 - 380,000; Full time

Job summary

Tata Capital Finance Ltd is hiring a Loan Officer for Retail MFB - Sales in Deoria, UP. The role focuses on achieving disbursement targets with low delinquency and building strong client relationships through field visits and center meetings.

Fresher to 5 years in microfinance sales is acceptable; familiarity with JLG models is preferred, and the candidate will manage portfolio quality and growth across territories.

Qualifications

• Graduate in any discipline.
• Experience in microfinance/sales preferred.
• Familiarity with JLG model is a plus.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint Liability Groups and disburse loans to target customers.
• Develop and manage a sales team across assigned territories.
• Assess potential client base and product acceptability in new regions for expansion.
• Disbursement, repayment and delinquency management; monitor portfolio quality.
• Conduct regular field visits and centre meetings; build strong client relationships.
• Respond to centers with weekly/daily meetings and visits; maintain brand presence.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Deoria - Bhatni - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

Graduate in any discipline