Loan Officer - Retail MFB - Sales

Tata Capital Finance Ltd; Mogalturu; On-site; INR 200,000 - 320,000; Full time

Job summary

Tata Capital Finance Ltd is hiring a Loan Officer - Retail MFB - Sales for Mogalturu to drive disbursements and grow the microfinance customer base. You will identify JLG groups, supervise a sales team across territories, and ensure timely disbursement and collections while maintaining portfolio quality.

The role requires a basic understanding of microfinance and JLG models; freshers to 5 years' experience in microfinance sales are welcomed. Graduate in any discipline preferred.

Qualifications

• Graduate in any discipline.
• Fresher to 5 years experience as a sales officer in microfinance.
• Basic understanding about Microfinance business and JLG model working preferred.

Responsibilities

• Ensure achievement of disbursement targets with minimum delinquency and manage JLG loans.
• Identify Joint Liability Groups and disburse loans to target customers/geographies.
• Develop and manage a sales team across territories for stronger market penetration.
• Assess potential client base and product acceptability in new regions.
• Disbursement, repayment, and delinquency management with daily/weekly collections targets.
• Conduct regular field visits, centre meetings, and engage loan applicants.
• Maintain portfolio quality by tracking dues, delinquencies, and frauds.
• Build relationships with clients and strengthen brand identification.
• Hold weekly/daily centre meetings and visits.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Mogalturu - Masjid Center - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline