Loan Officer

Tata Capital Finance Ltd; Sait Kibir Nagar; On-site; INR 250,000 - 420,000; Full time

Job summary

Tata Capital Finance Ltd is hiring a Loan Officer for Retail MFB - Sales in various centres. The role involves fieldwork to identify and source borrowers, promote microfinance products, and drive disbursements while ensuring timely repayments.

You will lead and train a team, conduct centre meetings, and manage relationships with clients to achieve weekly and daily collection targets. Fresh graduates up to five years of sales experience are welcome, with preference for MFB exposure.

Qualifications

• Graduate with any discipline; strong communication and negotiation skills.
• Experience in microfinance or retail lending is a plus.
• Familiarity with JLG model preferred.

Responsibilities

• Identify and source potential clients for microfinance loans.
• Visit centres, conduct meetings, and promote loan products.
• Manage disbursement, repayments, and delinquency to meet targets.
• Maintain portfolio quality and build customer relationships.

Skills

Relationship management

Sales

Business sourcing

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Rani Ki Sarai - Khalilabad - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline