Loan Officer

Tata Capital Finance Ltd; Gujarat; Sur place; INR 200 000 - 350 000; Plein temps

Résumé du poste

Tata Capital Finance Ltd. is seeking a Loan Officer - Retail MFB to drive disbursement targets and manage microfinance portfolios in Ghoghamba and surrounding areas. The role involves field sales, client assessment, and active collection activities to ensure healthy portfolio performance.

The candidate should be a graduate with up to 5 years selling microfinance products, with a basic understanding of the JLG model and strong relationship-building skills.

Qualifications

• Graduate in any discipline.
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business preferred.
• Basic understanding about Microfinance business and JLG model working would be preferred.

Responsabilités

• Disbursement, repayment and delinquency management with daily/weekly collection targets.
• Undertake regular field visits, centre meetings and evaluate loan applicants.
• Maintain portfolio quality by tracking normal dues, non-starters, delinquency and frauds.
• Build strong client relationships and brand presence in assigned territories.
• Ensure weekly/daily meetings and centre visits for active engagement.

Connaissances

Relationship management

Business sourcing

Sales flair

Customer service

Formation

Graduate in any discipline

Description du poste

Loan Officer - Retail MFB - Sales - Ghoghamba - Vallabh Nagar Society - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service

Education

• Graduate in any discipline