Loan Officer

Tata Capital Finance Ltd; Kalaburagi; On-site; INR 300,000 - 500,000; Full time

Job summary

Tata Capital Finance Ltd. is seeking a Loan Officer for Retail MFB - Sales in Kushtagi. The role involves driving disbursements, managing delinquency, and expanding market reach through JLG-based microfinance operations. You will lead a team across assigned territories to deepen penetration and ensure excellent client service.

Candidate should have up to 5 years of sales experience in microfinance and a graduate degree. Strong relationship skills and sales flair are essential for success.

Qualifications

• Fresher to 5 years' experience as a sales officer in microfinance.

Responsibilities

• Achieve disbursement targets with minimal delinquency.
• Identify Joint Liability Groups (JLGs) and loans to target customers/geographies.
• Develop and manage teams across territories for market penetration.
• Assess potential client base and product acceptability in new regions.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Kushtagi - B B Nagar - J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education Graduate in any discipline