Gold Assayer

Poonawalla Fincorp; Madhya Pradesh; On-site; INR 400,000 - 560,000; Full time

Job summary

Poonawalla Fincorp in Madhya Pradesh is hiring for a Branch Processing Specialist to oversee customer engagement and the valuation of pledged gold ornaments, ensuring accurate weight and purity per policy and compliance requirements.

You will verify customer KYC, initiate loan disbursals, process foreclosures and closures, and manage payments. The role also involves safeguarding pledged ornaments in the vault, reducing NPAs with timely follow-ups, and preparing branch reports for supervision.

Qualifications

• Gold loan valuation knowledge
• KYC verification experience
• Loan disbursal processes understanding
• Compliance oriented mindset

Responsibilities

• Focus on customer engagement appraisal of gold ornaments with correct weight and purity per policy and audit compliance.
• Manage error-free valuation appraisal of pledged gold ornaments at branch.
• Maintain 100% process compliance in valuation at branch.
• Joint custodian of the Vault with responsibility for safekeeping pledged ornaments.
• Verify customer KYC documents, process loan disbursals and requests.
• Handle foreclosure, part release, closure and interest payments as per requests.
• Ensure NPAs are controlled through follow-ups for collections.
• Follow up with customers for repeat gold loan business.
• Provide effective planning for smooth branch function and teamwork.
• Prepare reports for supervisors and maintain quality performance.

Job description

Job Description

Principal Accountabilities

Responsibilities

• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.