Gold Assayer

Poonawalla Fincorp; Ahmedabad District; On-site; INR 300,000 - 420,000; Full time

Job summary

Poonawalla Fincorp in Ahmedabad district seeks a Branch Officer focused on customer engagement and gold loan valuation, ensuring correct weight and purity per policy and audit.

You will verify KYC, process disbursals, foreclosures, and collections, while maintaining 100% process compliance and vault custody.

Qualifications

• Experience in gold loan valuation and customer engagement.
• Knowledge of KYC verification and regulatory compliance.
• Ability to process disbursal, foreclosure and collections.

Responsibilities

• Engage customers and appraise pledged gold with correct weight and purity.
• Ensure error-free valuation and branch process compliance.
• Co-maintain vault custody and safekeeping of pledged ornaments.
• Verify KYC documents and initiate loan disbursals.
• Manage foreclosures, part releases, and repayment collections.

Skills

Customer engagement

Gold valuation

Purity assessment

KYC verification

Loan disbursal

Foreclosure processing

NPA control

Collections

Vault custody

Job description

Job Summary

Focus on customer engagement & appraisal of gold ornaments being pledged with correct weight & purity assessment as per company policy and auditory compliance.

Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.

Responsible for correct valuation & maintenance of 100% process compliance at branch.

Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.

Verify customer KYC documents, application requests and initiate loan disbursals.

Process foreclosure, part release, closure, interest payment transactions basis customer requests.

Initiate transactions for disbursal, foreclosure, release and accept customer payments.

Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.

Follow up with existing customers for repeat gold loan business

Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers.

Maintaining quality & performance of the business, preparing various reports and submit to supervisors.

Skills

• customer engagement
• gold valuation
• purity assessment
• KYC verification
• loan disbursal
• foreclosure processing
• NPA control
• collections
• vault custody

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.