Credit Officer

Equitas Small Finance Bank; Jalandhar; On-site; INR 300,000 - 540,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Credit Officer in the North zone, based in Punjab/ Jalandhar, to handle pre-disbursement documentation and file checks. The role requires 1-3 years of relevant experience and a background in credit operations.

The position is permanent and aligned with the Field Credit unit. The candidate will ensure adherence to credit norms, prepare CAMs, and coordinate with HO for timely file dispatch and PDD completion.

Qualifications

• 1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)
• 2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)
• 3 Physical File Dispatch to HO as per the matrix
• 4 Completion of PDD on time for the loans disbursed

Responsibilities

• To prepare CAM with all the pre disbursement documents as per credit norms and within TAT.
• Ensure file completeness before disbursement as per the matrix (FTR).
• Physically dispatch the file to HO as per matrix guidelines.
• Complete PDD on time for loans disbursed.

Skills

Bachelor of Arts

Job description

Required Experience 1 - 3 years

Employment Type Permanent

Employment Category Field

Closing Date 19 Oct 2026

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

Branch Code 15026

Skills

Skill

Bachelor of Arts

Job Description

SNO. OBJECTIVE

• 1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)
• 2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)
• 3 Physical File Dispatch to HO as per the matrix
• 4 Completion of PDD on time for the loans disbursed