Credit Officer

Equitas Small Finance Bank; Katterum Village; On-site; INR 300,000 - 500,000; Full time

Job summary

Equitas Small Finance Bank in Tamil Nadu seeks a Credit Officer to perform strict credit evaluation and document verification for loan proposals. The role supports branch goals and ensures policy compliance while maintaining complete loan files and timely PDD completion.

The candidate will appraise CAM proposals and contribute to a quality branch portfolio. The position is based at TN-Thoothukudi with standard banking hours and the goal of maintaining high credit quality in line with

Qualifications

• Minimum education in commerce or related field.
• Knowledge of credit evaluation principles and processes.
• Familiarity with policy compliance and documentation requirements.

Responsibilities

• Ensure proper credit evaluation of customers as per policy & process.
• Document verification to be carried out for the loan proposals.
• Support the branch team in achieving desired branch objective.
• Diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed
• Ensure Quality Portfolio of the branch is Maintained
• Appraise CAM proposal of the customers who have applied Loan

Education

Bachelor of Commerce

Job description

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone South 2

State Tamil Nadu

PT Location TN-Thoothukudi

Branch Code 1347

Skills

Skill

Bachelor of Commerce

Job Description

• Ensure proper credit evaluation of customers as per policy & process
• Document verification to be carried out for the loan proposals
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed
• Ensure Quality Portfolio of the branch is Maintained
• Appraise of CAM proposal of the customers who have applied Loan