Credit Officer

Equitas Small Finance Bank; Hisar; On-site; INR 650,000 - 950,000; Full time

Job summary

Equitas Small Finance Bank in Hisar is seeking a Credit Officer to manage credit processes and documentation at the branch level. You will coordinate CAM preparation, ensure FTR adherence, and supervise timely file dispatch to the head office.

The role requires 3–5 years of experience, a permanent employment type, and regional responsibilities in the North zone. Join a field unit focused on disciplined credit operations.

Qualifications

• Prepare CAM with pre-disbursement documents as per credit norms.
• Ensure the file is complete before loan disbursement (FTR as per matrix).
• Dispatch physical file to HO within matrix timelines.
• Complete PDD on time for loans disbursed.

Responsibilities

• Prepare CAM with all required pre-disbursement documents.
• Ensure file completeness before loan disbursement.
• Dispatch physical file to HO as per matrix timelines.
• Ensure on-time completion of post-disbursement documentation.

Skills

Strategic Business Orientation

Leadership Through Sustainability

Customer Focus

Innovation Led Transformation

Job description

Posted On 28 Aug 2026

End Date 27 Sep 2026

Required Experience 3 - 5 years

Basic Section

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Closing Date 27 Sep 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

Branch Code 11009

Branch Name Hisar

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Customer Focus Innovation Led Transformation

1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1

2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) 20% First Time Right % As per annexure 2

3 Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3

4 Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4