Credit Processing Analyst

Digitide; Ramanathapuram; On-site; INR 400,000 - 600,000; Full time

Job summary

Digitide, a global provider of AI-led digital solutions, is seeking a Credit Processing Analyst to join its back-office CLM Domestic BFSI team in India. The role focuses on processing credit applications, handling inquiries, and ensuring policy compliance in a fast-paced environment.

Ideal candidates hold a Bachelor's in Finance or Business, with 2-3 years of credit processing experience, strong communication skills, and a data-driven mindset.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• 2-3 years of experience in credit processing or a similar role.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Analytical mindset with the ability to interpret data and identify trends.
• Attention to detail and a methodical approach to work.

Responsibilities

• Process credit applications accurately and efficiently, ensuring timely approval or rejection.
• Handle customer inquiries related to credit, providing clear and concise information.
• Maintain up-to-date knowledge of credit policies and procedures, ensuring compliance.
• Collaborate with other departments to resolve complex credit-related issues.
• Monitor and analyze credit trends, identifying areas for improvement in our processes.
• Ensure data accuracy and integrity in credit-related systems and databases.
• Provide regular reports on credit processing activities, including key performance indicators.
• Train and mentor junior team members on credit processing best practices.
• Stay updated with industry trends and regulations, implementing necessary changes.
• Maintain a positive and professional attitude while representing the company.

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

The Credit Processing Analyst will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. They will be responsible for handling credit-related inquiries, processing credit applications, and ensuring a seamless customer experience. This role requires strong organizational skills, attention to detail, and the ability to work effectively in a fast-paced environment.

Responsibilities

• Process credit applications accurately and efficiently, ensuring timely approval or rejection.
• Handle customer inquiries related to credit, providing clear and concise information.
• Maintain up-to-date knowledge of credit policies and procedures, ensuring compliance.
• Collaborate with other departments to resolve complex credit-related issues.
• Monitor and analyze credit trends, identifying areas for improvement in our processes.
• Ensure data accuracy and integrity in credit-related systems and databases.
• Provide regular reports on credit processing activities, including key performance indicators.
• Train and mentor junior team members on credit processing best practices.
• Stay updated with industry trends and regulations, implementing necessary changes.
• Maintain a positive and professional attitude while representing the company.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• 2-3 years of experience in credit processing or a similar role.
• Strong knowledge of credit policies, regulations, and industry standards.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Proficiency in MS Office and credit processing software.
• Analytical mindset with the ability to interpret data and identify trends.
• Attention to detail and a methodical approach to work.
• Ability to work independently and manage multiple tasks simultaneously.
• Excellent time management and organizational skills.
• Willingness to learn and adapt to new processes and technologies.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 258512
• Job Category Customer Support/Operations | BPM