CREDIT OPERATION EXECUTIVE

Digitide; Mumbai; On-site; INR 450,000 - 600,000; Full time

Job summary

Digitide in Mumbai seeks a Credit Operation Executive to manage back-office credit operations within the CLM Domestic BFSI department. You will handle inquiries, evaluate credit applications, and maintain records with accuracy and compliance.

Join a global technology leader and drive efficiency through data-driven credit processes, policy adherence, and customer-centric service in a fast-paced environment.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum 2 years of experience in credit operations or a similar role.
• Strong knowledge of credit processes, including loan applications and approvals.
• Excellent communication and interpersonal skills, with the ability to build rapport with customers.
• Proficiency in using MS Office and credit management software.
• Analytical skills to interpret data and make informed decisions.
• Ability to work independently and manage multiple tasks simultaneously.
• Attention to detail and a commitment to accuracy in record-keeping.
• Willingness to stay updated with industry developments and best practices.
• A customer-centric approach and a passion for delivering exceptional service.

Responsibilities

• Handle customer inquiries and provide timely responses regarding credit-related matters.
• Process and evaluate credit applications, ensuring compliance with company policies and regulations.
• Maintain accurate and up-to-date records of credit operations, including loan applications and approvals.
• Collaborate with other departments to ensure smooth credit processes and resolve any issues that may arise.
• Monitor and analyze credit performance, identifying areas for improvement and implementing strategies to enhance efficiency.
• Stay updated with industry trends and best practices in credit operations to enhance our services.
• Provide training and support to junior team members, ensuring a high level of performance and customer satisfaction.
• Build and maintain positive relationships with customers, ensuring a seamless credit experience.
• Assist in developing and implementing credit policies and procedures to align with business goals.
• Ensure compliance with legal and regulatory requirements related to credit operations.

Skills

Communication

Customer service

Analytical skills

Multitasking

Attention to detail

Teamwork

Education

Bachelor's degree in Finance, Business Administration, or a related field

Tools

MS Office

Credit management software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Operation Executive, you will play a vital role in our back-office operations, specifically in the CLM Domestic BFSI department. Your primary focus will be on managing credit operations, including handling customer inquiries, processing credit applications, and maintaining accurate records. You will be the first point of contact for customers seeking credit-related assistance, so excellent communication and customer service skills are essential.

Responsibilities

• Handle customer inquiries and provide timely responses regarding credit-related matters.


• Process and evaluate credit applications, ensuring compliance with company policies and regulations.


• Maintain accurate and up-to-date records of credit operations, including loan applications and approvals.


• Collaborate with other departments to ensure smooth credit processes and resolve any issues that may arise.


• Monitor and analyze credit performance, identifying areas for improvement and implementing strategies to enhance efficiency.


• Stay updated with industry trends and best practices in credit operations to enhance our services.


• Provide training and support to junior team members, ensuring a high level of performance and customer satisfaction.


• Build and maintain positive relationships with customers, ensuring a seamless credit experience.


• Assist in developing and implementing credit policies and procedures to align with business goals.


• Ensure compliance with legal and regulatory requirements related to credit operations.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.


• Minimum 2 years of experience in credit operations or a similar role.


• Strong knowledge of credit processes, including loan applications and approvals.


• Excellent communication and interpersonal skills, with the ability to build rapport with customers.


• Proficiency in using MS Office and credit management software.


• Analytical skills to interpret data and make informed decisions.


• Ability to work independently and manage multiple tasks simultaneously.


• Attention to detail and a commitment to accuracy in record-keeping.


• Willingness to stay updated with industry developments and best practices.


• A customer-centric approach and a passion for delivering exceptional service.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 256470


• Job Category Customer Support/Operations | BPM