Credit Processing Analyst

Digitide; Thane; On-site; INR 350,000 - 650,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to join our back-office team in the CLM Domestic BFSI vertical. You will handle credit applications, perform risk assessments, and ensure compliance with internal policies while delivering high-quality customer support.

The role emphasizes accurate data handling, timely processing, and collaboration with the care team to resolve credit-related inquiries, with a focus on risk mitigation and regulatory compliance.

Qualifications

• Bachelor's degree in Finance, Accounting or related field preferred.
• 2+ years in credit processing or similar role, BFSI experience preferred.
• Strong knowledge of credit analysis, underwriting and risk assessment.

Responsibilities

• Process and review credit applications in compliance with policies.
• Conduct credit assessments by analyzing financial data and histories.
• Approve or decline applications based on established criteria with accuracy.
• Maintain accurate records for all credit activities and data integrity.
• Collaborate with customer care to address credit-related inquiries.
• Monitor credit limits and adjust as needed within approved ranges.
• Implement and maintain credit control measures to minimize bad debts.
• Provide regular reports and analytics on credit processing activities.

Skills

Credit analysis

Underwriting

Risk assessment

Attention to detail

MS Office

Communication skills

Independent work

Multitasking

Education

Bachelor's degree in Finance/ Accounting

Tools

Credit processing software

MS Office

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

The Credit Processing Analyst will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. They will be responsible for handling credit-related tasks, ensuring accurate and timely processing, and providing excellent support to our customers. This role is an integral part of our team, contributing to the overall success and growth of Digitide Solutions Limited.

Responsibilities

• Process and review credit applications, ensuring compliance with company policies and regulations.
• Conduct thorough credit assessments and evaluations, analyzing financial data and credit histories.
• Approve or decline credit applications based on established criteria, maintaining a high level of accuracy.
• Maintain accurate records and documentation for all credit-related activities, ensuring data integrity.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit processing.
• Monitor and manage credit limits, ensuring they are within acceptable ranges and making adjustments as needed.
• Implement and maintain effective credit control measures to minimize the risk of bad debts.
• Stay updated with industry trends and best practices in credit processing, suggesting improvements to processes.
• Provide regular reports and analytics on credit processing activities, identifying areas for improvement.
• Ensure compliance with data privacy and security regulations when handling customer credit information.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field is preferred.
• Minimum 2 years of experience in credit processing or a similar role, preferably in the BFSI industry.
• Strong knowledge of credit analysis, underwriting, and risk assessment techniques.
• Excellent attention to detail and ability to work accurately with financial data.
• Proficiency in using credit processing software and MS Office applications.
• Good communication skills, both written and verbal, for effective collaboration with colleagues and customers.
• Ability to work independently and manage multiple tasks simultaneously.
• Analytical mindset with a problem-solving approach to credit-related challenges.
• Willingness to stay updated with industry developments and regulatory changes.
• Strong ethical standards and a commitment to maintaining data privacy and security.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 258507
• Job Category Customer Support/Operations | BPM