Credit Analyst SME

Intellectual Capital HR Consulting Pvt. Ltd.; Surat; Presencial; INR 700.000 - 1.000.000; Jornada completa

Descripción de la vacante

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for SME and Large Corporate segments. The role involves preparing credit appraisal notes, negotiating terms with business partners, and collecting required information to prepare CRANs.

The candidate will monitor accounts per sanctions, prepare periodic portfolio reports, and escalate risk with actionable plans. Field inspections and timely risk assessment follow-ups are essential.

Formación

• Experience in credit underwriting for SME/Large Corporate.
• Working knowledge of Excel for financial modeling.
• Experience in Project Finance and/or Infra sector credit analysis preferred.

Responsabilidades

• Prepare Credit Appraisal notes for SME/Large Corporate.
• Discuss terms and conditions for risk assessments with business.
• Discuss with customers to obtain information for CRANs.
• Monitor accounts based on sanctions/terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments

Conocimientos

Credit underwriting

Financial modeling

Verbal communication

Written communication

Presentations

Educación

CA

MBA

CFA

Herramientas

Excel

Descripción del empleo

Job Information:

Role: Credit Analyst

Segment: SME/ Large Corporate

Job Role:

• Preparation of Credit Appraisal notes for SME/ Large Corporate.


• Discuss with business on Terms and Conditions for risk assessments


• Discuss with customers for obtention of information for preparation of CRANs.


• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.


• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.


• Escalate with an action plan for non compliances.


• Visit the units and submit inspection reports.


• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for SME/ Large Corporate.


• Working knowledge of Excel for preparation of Financial Models


• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).


• CA/ MBA/ CFA


• Good verbal, written communication & presentation skills.