Credit Analyst

Intellectual Capital HR Consulting Pvt. Ltd.; Nagpur District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst to prepare credit appraisal notes for SME and large corporate clients. You will discuss terms with the business, collect required information for CRANs, and monitor accounts under sanctioning authority.

The role requires experience in credit underwriting, strong Excel-based financial modeling, and good communication skills. Project finance/infra exposure is a plus but not mandatory.

Qualifications

• Experience in Credit Underwriting for SME/ Large Corporate.
• Strong Excel skills for financial modeling.
• Project Finance and/or Infra sector credit analysis preferred (not mandatory).
• CA/MBA/CFA designation considered a plus.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME/Large Corporate.
• Discuss terms and conditions with business for risk assessments.
• Obtain information from customers to prepare CRANs.
• Monitor accounts based on sanctions terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Project finance/infra analysis

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:Role: Credit Analyst

Segment: SME/ Large Corporate

Job Role:

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.