Credit Analyst MNC

Intellectual Capital HR Consulting Pvt. Ltd.; New Delhi; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst - lending MNC to prepare credit appraisal notes for large corporates and discuss terms with the business for risk assessments.

The role involves monitoring accounts as per sanction terms, preparing monthly/quarterly reports, addressing escalations, and visiting units to submit inspection reports. Strong Excel-based financial modeling and sector experience are valued.

Qualifications

• Experience in Credit Underwriting for Large Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis preferred (not mandatory).
• CA/MBA/CFA required.
• Good verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Large Corporates.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Communication

Presentation

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - lending MNC

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.