Credit Analyst

Intellectual Capital HR Consulting Pvt. Ltd.; New Delhi; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst to prepare credit appraisal notes for large corporates, discuss terms with the business on risk assessments, obtain information for CRANs, and monitor accounts as per sanctioning authority.

Experience in credit underwriting for large corporates and Excel-based financial modeling is required; project finance or infra sector analysis is a plus. CA/MBA/CFA qualifications are welcomed.

Qualifications

• Experience in credit underwriting for large corporates.
• Strong Excel-based financial modeling skills.
• CA/MBA/CFA qualifications preferred.

Responsibilities

• Prepare credit appraisal notes for large corporates.
• Discuss terms and conditions with the business for risk assessments.
• Obtain information for preparation of CRANs.

Skills

Credit underwriting for large corpor

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.