Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Kolkata District; On-site; INR 800,000 - 1,100,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Credit Analyst - Lending CCG for the Conglomerate Corporate Group based in Mumbai. You will prepare credit appraisal notes for large corporates and discuss terms with business teams to assess risk.

The role involves monitoring accounts, preparing monitoring reports, visiting units, and addressing escalations related to risk assessments, with emphasis on accuracy and presentation.

Qualifications

• Experience in credit underwriting for large corporates.
• Proficient use of Excel for financial modelling.
• Project Finance/Infra sector credit analysis experience preferred, not mandatory.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions for risk assessments with business.
• Obtain information for CRANs from customers.
• Monitor accounts based on sanctioning authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting for large corporat

Experience with large corporates

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.