Cluster Business Head LAP Sales- Nashik

Irep Credit Capital; Washim; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

Irep Credit Capital is seeking a Cluster Business Head to drive sales targets across the assigned area and branches. You will monitor performance, guide a large team, and oversee day-to-day loan disbursement and recovery activities.

The role requires strong local market understanding, stakeholder management, and the ability to operate in a fast-paced NBFC environment. Travel to branches will be regular.

Qualifications

• 8–12 years of LAP experience, NBFC/MSME sector preferred
• Experience leading large teams

Responsibilities

• Drive sales targets for assigned area and branches
• Monitor and motivate team performance
• Oversee loan disbursement and recovery processes
• Conduct regular branch visits to gauge ground realities
• Maintain portfolio and delinquencies for branches
• Ensure collection efficiency for the area
• Manage PDD and document retrieval
• Coordinate with advocates for property reports
• Ensure smooth loan processing and timely closures
• Set targets for reps and teams

Skills

Sales target achievement

Team management

Communication skills

Stakeholder management

Local market knowledge

Education

Bachelor's degree or higher

Job description

Position : Cluster Business Head

Job Description :

• Responsible for overall Sales target achievement for the assigned area and branches
• Monitoring team's performance and motivating them to reach targets.
• Expertise in day-to- day operational work like loan disbursement & recovery mechanism
• Must be open to travelling. Regular branch visits to understand the ground pulse of both customers and employees.
• Maintain Overall portfolio and deliquency for assigned branches
• Maintain collection efficiency for the area
• Team Management & Productivity
• PDD management and document retrieval management
• Physical verification of customer business and property.
• Setting sales targets for individual reps and team as a whole.
• Coordinating with local advocate for property related reports.
• Coordinating with staff members for smooth flow of loan process.
• Reach the set targets by motivating staff in a right manner.
• Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio.
• Good knowledge of the local area

Work Experience:

• Minimum experience of 8-12 years in LAP . Preferably from NBFC/ MSME sector
• Must have prior experience of managing a large team

Educational Qualification:

Any Graduate (10+2+3) & or Postgraduate.

Desired Candidate Profile:

• Language Proficiency: Local Language + Hindi & Or English
• Ability to work in a fast-paced and dynamic environment.
• Good Communication skills with clarity of speech and thought
• Must have knowledge of local area, competitor knowledge/ updates
• Good at stakeholder management and engagement
• Must have a can do attitude and the willingness to learn and grow

Position Type:

Full time on rolls opportunity.