Business Development Officer - Used Car

Equitas Small Finance Bank Ltd.; Palakkad; On-site; INR 300,000 - 420,000; Full time

Job summary

Equitas Small Finance Bank in Kerala is seeking a Business Development Officer for Used Car financing. You will build a steady pipeline of applications from customers seeking finance for used cars through direct sourcing, dealers, and market references.

You will respond promptly to customer needs, ensure documentation is completed on time, and identify cross-sell opportunities. Familiarity with RBI regulations and channel management is required.

Qualifications

• UG degree required.

Responsibilities

• Develop consistent pipeline of applications from customers seeking used-car finance via direct sourcing, dealers, and market references.
• Manage relationships with customers by responding to their requirements promptly and professionally.
• Ensure timely collection of all documents for loan proposals in line with 'First Time Right' principle.
• Pass on leads for cross-sell products (Savings/Current Accounts, Term Deposits, FASTag where applicable).
• Maintain 100% compliance with RBI policies and other regulatory requirements.
• Follow up with channels to keep relationships and avoid PDD beyond 60 days.
• Understand ESFB used-car funding products and offer suitable schemes to meet customer needs.

Job description

Posted On 05 Oct 2026

End Date 04 Nov 2026

Required Experience 1 - 3 years

Basic Section

No. Of Openings 1

External Title Business Development Officer - Used Car

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Business Development Officer - Used Car

Zone South 2

State Kerala

Region Kerala

Area Kerala

Branch Code 2003

Skills

Skill

UG

Working Language

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.
• Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.