Branch Relationship Executive - Used Car

PeopleStrong Pte Ltd; Thrissur; On-site; INR 300,000 - 420,000; Full time

Job summary

Equitas Small Finance Bank in Kerala is seeking a Branch Relationship Executive - Used Car to build a robust pipeline of used car loan applications and maintain strong customer relationships.

The role requires direct sourcing, dealer engagement, and cross-sell of banking products while ensuring timely documentation and adherence to RBI regulations. Based in Thrissur with permanent employment in the Used Car department.

Qualifications

• Relevant UG qualification (as per job posting).
• Good understanding of banking processes and customer handling.

Responsibilities

• Develop a consistent pipeline of applications from customers seeking finance for used cars through various channels.
• Manage relationships with customers by addressing requirements in a timely and professional manner.
• Ensure all loan documentation is complete to support First Time Right processing.
• Generate & pass on leads for cross-sell products (savings/current accounts, term deposits, FASTag).
• Maintain 100% compliance with RBI policies and other regulatory guidelines.
• Follow up with channels to ensure no pending disbursals beyond 60 days.

Skills

UG

Job description

Branch Relationship Executive - Used Car...

Branch Relationship Executive - Used Car...

EQU/BRE-UC/1889632

• Equitas Small Finance Bank
• Emerging Enterprise Banking>South 2>Kerala>Kerala>Kerala>Kerala>Thrissur>2008>Thrissur

Required Experience 1 - 3 years

Basic Section

No. Of Openings 1

External Title Branch Relationship Executive - Used Car

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - Used Car

Zone South 2

State Kerala

Region Kerala

Area Kerala

Branch Code 2008

Skills

Skill

UG

Working Language

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.