Business Development Officer - UCV

Equitas Small Finance Bank; India; On-site; INR 400,000 - 550,000; Full time

Job summary

Equitas Small Finance Bank Ltd. is seeking a Business Development Officer - UCV in the UCV department for the Pondy area under Zone South 2. The role focuses on building a pipeline for used car financing through direct sourcing, dealers and DSAs.

You will manage customer relationships, ensure timely documentation and compliance with RBI guidelines while exploring cross-sell opportunities across banking products. 1-4 years of experience preferred.

Qualifications

• UG qualification required.

Responsibilities

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Education

UG

Job description

Required Experience 1 - 4 years

Basic Section

External Title Business Development Officer - UCV

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department UCV

Generic Role Sales Officer

External Title (Job Role) Business Development Officer - UCV

Zone South 2

Area Pondy

Branch Code 1005

Skills

Skill

UG

Working Language

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice ‘First Time Right’ principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.