Branch Relationship Executive - UCV

Equitas Small Finance Bank Ltd.; Tiruchirappalli, Perambalur; On-site; INR 250,000 - 400,000; Full time

Job summary

Equitas Small Finance Bank Ltd. is seeking a Branch Relationship Executive for UCV at Perambalur, Tamil Nadu. The role focuses on sourcing used car loans, building a consistent pipeline from customers, dealers, and DSAs, and managing relationships with timely responsiveness.

The position requires 1-5 years of experience, a UG degree, and permanent employment. It involves direct sourcing, cross-selling financial products, and strict adherence to RBI regulations.

Qualifications

• UG degree or equivalent required.

Responsibilities

• Develop pipeline of applications from customers for used car financing through direct sourcing, dealers, DSAs, and references.
• Manage customer relationships and respond to requirements promptly and professionally.
• Ensure timely collection of loan documentation and follow First Time Right processes.
• Generate and pass on leads for cross-sell products (SA savings/current accounts, deposits, FASTag).
• Ensure compliance with RBI policies and regulatory requirements.

Skills

UG

Education

UG

Job description

Required Experience 1 - 5 years

External Title Branch Relationship Executive - UCV

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department UCV

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - UCV

Zone South 2

State Tamil Nadu

PT Location Perambalur

Branch Code 1336

Branch Name Perambalur

Skills

Skill

UG

Working Language

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice 'First Time Right' principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.