Business Development Officer

Muthoot Fincorp Ltd.; Howrah; On-site; INR 250,000 - 380,000; Full time

Job summary

Muthoot Fincorp Ltd. is seeking a field sales professional in Howrah, West Bengal, to drive new customer acquisition and sell gold loan products along with related third‑party offerings.

The role emphasizes integrity, adherence to lending norms, and proactive customer engagement. The candidate should possess a graduation degree and at least 1 year of sales experience, with strong communication skills and a results-driven attitude.

Qualifications

• Graduate (minimum) is required.
• Basic computer knowledge; MS Office/Excel proficiency preferred.
• Minimum 1 year of field sales experience.

Responsibilities

• Generate new customer business for GL and third party.
• Achieve monthly sales targets.
• Cross-sell and up-sell third-party and group products to Gold Loan customers.
• Adhere to lending norms and maintain integrity in customer transactions.
• Support the branch in interest collection and lead generation.

Skills

Sales orientation

Communication skills

Outgoing personality

Problem solving

Result oriented

Proactive

Creative thinking

Team player

Empathetic

Education

Graduate

Tools

MS Office

Job description

Areas of Responsibility

• 5.Generate new customer Business for GL and Third party.
• 1.Achieve Monthly Sales Target.
• 2.Cross selling and up selling of third Party and group products to Gold Loan customers.
• 3.Adhere to lending norms and maintain integrity in customer transactions.
• 4.Support the branch in interest collection.
• 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA.

Special Requirements (if any)

Graduate/Post Graduate.

Compensation Band

Based on Market Standards/Internal norms

Stake Holders

MFL Sta?, Group Company Sta?, Customers

Assets Required

Null

Educational Quali?cation

Graduate (minimum)

Technical Certi?cation

Basic Computer Knowledge, esp.MS O?ce applications mandatory. MS Excel preferable.

Skill Sets

Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic

Communication Skills

Conversant in local language and English

Total Field Sales Experience

1Year(s)0 Month(s)

Other Requirements (if any)

Null

Remarks

C

Approved by (Name/Designation/ Date)

Need to be a Team player. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments & live Organizational values.