Branch Sales Manager

Hinduja Housing Finance Limited; Haryana; On-site; INR 450,000 - 650,000; Full time

Job summary

Hinduja Housing Finance Limited seeks a field-based LAP sourcing professional responsible for driving loan growth through BC partners across Haryana and nearby regions. You will on-board and manage channel partners, achieve disbursement targets, and maintain strong ties with local connectors and SMEs.

You will coordinate with credit, legal, technical, and operations teams to ensure smooth processing, while maintaining KYC compliance and portfolio quality.

Qualifications

• Knowledge of LAP products, secured lending, and property evaluation.
• Excellent relationship management and negotiation skills.
• Ability to work in a field-intensive role with high ownership.
• Knowledge of regulatory compliance, KYC, and documentation.
• Proficiency in Microsoft Office and CRM tools.

Responsibilities

• Drive sourcing of LAP business through BC channel.
• Identify, onboard, and manage BCs, DSAs, and channel partners.
• Achieve disbursement and login targets for LAP products.
• Build relationships with local connectors, SMEs, and self-employed segments.
• Coordinate end-to-end with credit, legal, tech, and operations teams.

Skills

LAP products

Secured lending

Property evaluation

Relationship management

Negotiation

Field sales

KYC compliance

CRM tools

MS Office

Job description

Role & responsibilities

• Drive sourcing of Loan Against Property (LAP) business through the Business Correspondent (BC) channel a
• Identify, onboard, and manage Business Correspondents, DSAs, and channel partners for consistent business flow.
• Achieve assigned disbursement and login targets for LAP products.
• Build and maintain strong relationships with local connectors, SMEs, and self-employed customer segments.
• Ensure end-to-end coordination with credit, legal, technical, and operations teams for smooth loan processing.
• Maintain portfolio quality by focusing on early risk identification and delinquency control (EDA management).
• Ensure adherence to KYC norms, regulatory guidelines, and internal policies.

Track market trends, competitor offerings, and customer needs to optimize sourcing strategy.

SKILLS

• Strong understanding of LAP products, secured lending, and basic property evaluation
• Excellent relationship management and negotiation skills
• Ability to work in a field-intensive role with high ownership
• Knowledge of regulatory compliance, KYC, and documentation

Proficiency in MS Office and CRM tools

Locations-

Harayan- Hissar , Kurukshetra, Panipath & Rothak

Punjab- Hoshiarpur, Jalandhar, Ludhiana, Sangrur & Bhatinda