Branch Relationship Officer - UCV

Equitas Small Finance Bank; Dehradun, Delhi; On-site; INR 450,000 - 700,000; Full time

Job summary

Equitas Small Finance Bank seeks a Branch Relationship Officer - UCV for the Uttarakhand region. The role focuses on driving UCV disbursements, managing portfolio quality, and ensuring timely loan processing while maintaining standard audit and process controls.

The ideal candidate will bring 4–5 years of relevant field experience, operate from the Dehradun area, and contribute to the bank's customer-focused growth through proactive relationship management.

Responsibilities

• Deliver UCV disbursement as per productivity norms; 40% actual disbursement vs objectives.
• Manage, monitor & track portfolio quality by keeping ED cases within threshold limits.
• Completion of PDD on time for the loans disbursed.
• Self development with mandays of training per team member.
• Process orientation to maintain audit scores.

Skills

Innovation Led Transformation

Leadership

Sustainability

Customer Focus

Strategic Business Orientation

Passion and Energy at Work

Job description

Posted On 29 Oct 2026

End Date 28 Nov 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Branch Relationship Officer - UCV

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department UCV

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Officer - UCV

Zone North

State Uttarakhand

PT Location Uttarakhand

Branch Code 20015

Skill

Innovation Led Transformation Leadership Through Sustainability Customer Focus Strategic Business Orientation Weaving Passion and Energy at Work

1 Deliver UCV disbursemet as per productivity norms 40% Actual Disbursement Vs Objectives As per annexure 1

2 Manage, Monitor & Track the portfolio quality by keeping the ED cases as per threshold limits 15% % Achievement As per annexure 2

3 Completion of PDD on time for the loans disbursed 15% % Achievement As per annexure 3

4 Self Development 5% Average Mandays of Training per Team Member As per annexure 4

5 Process Orientation 5% Audit score As per annexure 5

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Officer - Sales (Avg Disbursment / month) > Rs. 23.0 lacs Rs. 20.1 - Rs. 23.0 lacs Rs.17.1 - 20.0 lacs Rs. 15.0 - Rs. 17.0 lacs < Rs. 15.0 lacs

Assistant Manager - Sales (Avg Disbursement/month) > Rs. 29.0 lacs Rs. 26.1 - Rs. 29.0 lacs Rs. 23.1 - 26.0 lacs Rs. 20.0 - Rs. 23.0 lacs < Rs. 20.0 lacs

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Collection >95% 91 - 95% 81-90% 71-80% <71

Annexure-5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1