Business Development Executive - UCV

Equitas Small Finance Bank Ltd.; Lucknow; On-site; INR 300,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank Ltd. in Lucknow is seeking a Business Development Executive - UCV to drive branch-level sales and disbursement targets. The role requires 1-2 years of experience and focuses on customer-centric growth within North Zone.

The position is permanent and based at Lucknow branch. Candidates should be prepared to manage UCV disbursements and maintain portfolio health with adherence to productivity norms.

Qualifications

• 1-2 years of required experience in sales/UCV-like roles.
• Ability to drive business development and customer engagement.

Responsibilities

• Deliver UCV disbursement as per productivity norms.
• Monitor and track portfolio quality with thresholds for ED cases.
• Complete PDD on time for loans disbursed.
• Invest in self-development with training Mandays.
• Maintain process orientation and audit scores.

Skills

Strategic orientation

Leadership

Sustainability

Innovation

Customer focus

Job description

End Date 20 Nov 2026

Required Experience 1 - 2 years

External Title Business Development Executive - UCV

Employment Type Permanent

Entity Equitas Small Finance Bank

Generic Role Sales Officer

External Title (Job Role) Business Development Executive - UCV

Zone North

Branch Code 17013

Branch Name Lucknow

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Deliver UCV disbursemet as per productivity norms 40% Actual Disbursement Vs Objectives As per annexure 1

2 Manage, Monitor & Track the portfolio quality by keeping the ED cases as per threshold limits 15% % Achievement As per annexure 2

3 Completion of PDD on time for the loans disbursed 15% % Achievement As per annexure 3

4 Self Development 5% Average Mandays of Training per Team Member As per annexure 4

5 Process Orientation 5% Audit score As per annexure 5

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Officer - Sales (Avg Disbursment / month) > Rs. 23.0 lacs Rs. 20.1 - Rs. 23.0 lacs Rs.17.1 - 20.0 lacs Rs. 15.0 - Rs. 17.0 lacs < Rs. 15.0 lacs

Assistant Manager - Sales (Avg Disbursement/month) > Rs. 29.0 lacs Rs. 26.1 - Rs. 29.0 lacs Rs. 23.1 - 26.0 lacs Rs. 20.0 - Rs. 23.0 lacs < Rs. 20.0 lacs

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Collection >95% 91 - 95% 81-90% 71-80% <71

Annexure-5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1