Branch Manager

STFT Finance; Nashik District, Meerut; On-site; INR 600,000 - 1,200,000; Full time

Job summary

STFT Finance Pvt. Ltd. is seeking a Branch Manager for our Kalyan office.

You will lead a team of 8–10 sales officers, drive loan origination (secured and unsecured), and ensure achieved sales and collections targets while building strong channel partnerships. You will coordinate with Credit, Operations and Clients to ensure smooth case approvals and timely closures, while monitoring portfolio risk and cost controls.

Qualifications

• 3–7 years of relevant sales experience in NBFC/banking
• Exposure to LAP & unsecured business loan products
• At least 4 years of work in Kalyan/Dombivali/Thane market
• Familiar with underwriting practices in small-ticket lending

Responsibilities

• Lead a team of 8–10 sales officers
• Originate secured and unsecured loans and meet targets
• Achieve branch sales and collections targets
• Build and manage relationships with channel partners and external stakeholders
• Coordinate with authorities for case approvals and escalations
• Collaborate with Credit, Operations & Clients for smooth case closures
• Provide regular service to customers and address future needs
• Assist risk and credit teams in portfolio risk management
• Oversee collections from overdue customers
• Hire and train the team to drive growth
• Ensure cost management and policy compliance at the branch

Skills

Team management

Loan origination

Sales leadership

Job description

Job Description (Branch Manager)

Company: STFT Finance Pvt. Ltd. Job title: Branch Manager Reports to: Head (Sales & Collections) Department: Sales Location: Kalyan (Thane)

Duties and Responsibilities:Key Deliverables for the role

• Managing a team of 8-10 Sales Officers
• Responsible for origination of loans (both secured and unsecured).
• Achieving the branchs sales and collections targets.
• Building and managing relationships with Channel partners and other external stakeholders
• Engaging with relevant authorities and departments for Case Approvals. Escalating the case wherever required.
• Engaging with Credit, Operations & Clients for effective & smooth case closure.
• Providing regular service to the customers and taking care of their future needs.
• Assist risk and credit teams in portfolio risk management.
• Collections from overdue customers
• Hiring, retaining and training the team to achieve strong growth in the locations under coverage
• Responsible for overall cost management and policy compliance at the Branch.

Required Qualifications and Experience:

• 3-7 years of relevant sales experience in NBFC / Banking industry
• Exposure and understanding of products in LAP & Unsecured Business Loans / Small Business Loans segments.
• Should have worked for at least 4 years in Kalyan/ Dombivali/ Thane market.
• Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry

Company profile:

• STFT Finance Pvt. Ltd. is an RBI-registered NBFC dealing in small business loans. We offer unsecured business loans and secured loans (LAP) to the self-employed borrower segment. The company was set up in 2019 by senior NBFC and Banking sector professionals having strong Business, Credit & Risk experience. We are looking for motivated and growth-oriented professionals to join our growing team. We believe in empowering people and providing growth opportunities to deserving colleagues.
• The Company currently has presence mainly in North India with 15 branches and an overall team size of 80 people. The Company is now expanding in West India with a plan to set up 7-8 Branch offices across the state of Maharashtra over the next 12 months.