Branch Manager

Varthana; Chennai, Coimbatore District, Bengaluru; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Varthana is seeking a Branch Sales & Marketing Leader to drive a high-performing team, hit disbursement targets and expand revenue through beyond loan products. The role requires a post-graduate degree and 5-7 years in retail/SME finance or related sectors, with strong communication and independent work ethos.

You will lead marketing efforts, manage profitability, and travel to spoke locations for business development across Chennai and nearby markets.

Qualifications

• Post Graduation from a reputed institution.
• 5-7 years of experience in Retail / SME Sales / Financial Services / Education / MFI / Mortgages / SME loans / Insurance Industry
• Team player and ability to appreciate other peoples perspectives
• Influential communication skills
• Self-motivated and able to work independently
• Willing to travel within the city and holding a valid driving license

Responsibilities

• Lead and develop a high-performing team; coach, mentor and lead by example.
• Achieve disbursement targets in numbers, volumes and productivity.
• Plan and execute marketing campaigns for beyond loan products and generate revenue.
• Build strong relationships with customers using loan and beyond loan products.
• Maintain and optimize branch profitability by controlling costs and portfolio quality.
• Ensure zero delinquencies through timely collections.
• Frequent road travel to spoke locations for business development.

Skills

Team player

Influential communication

Self-motivation

Driving license

Education

Post Graduation

Job description

Role & responsibilities

• Team Leadership and Team Development: Building a high-performing motivated team by working closely with the team members, coaching & mentoring, and leading them as an example.
• Sales Management: Achieving disbursement targets in numbers, volumes & productivity.
• Marketing Management: Planning and executing marketing campaigns for beyond loan products and generating revenue from them. Working towards building a brand image of the company.
• Relationship Management: Building strong relationships with customers with the help of loan products and beyond loan initiatives.
• Profitability Management: Maintaining & optimizing profitability for the branch through managing costs and building a superior quality portfolio.
• Delinquency Management: Ensuring zero delinquencies for the branch by timely and effective collections.

The job would require visiting spoke locations for business development; so, regular road travel will be very much a part of the routine.

Preferred candidate profile

• Minimum Education Qualification: Post Graduation from a reputed institution
• 5-7 years of experience in Retail / SME Sales / Financial Services / Education / MFI / Mortgages / SME loans / Insurance Industry
• Team player and ability to appreciate other peoples perspectives
• Influential communication skills
• Self-motivated and able to work independently
• Willing to travel within the city and holding a valid driving license