Assistant Branch Manager - Gold Loan

Poonawalla Fincorp; Bulandshahr; On-site; INR 600,000 - 900,000; Full time

Job summary

Poonawalla Fincorp in India seeks a results-driven sales professional with strong field marketing experience in gold loan or asset products. You will drive branch visibility, manage lead pipelines, verify KYC and disburse loans while maintaining compliance and a focus on growth.

You will also mentor staff and ensure cohesive teamwork across branches. The role emphasizes developing the gold loan business, maintaining process accuracy, and ensuring timely customer interactions to support branch

Qualifications

• 5+ years of Product / Sales experience in Gold loan or asset products.

Responsibilities

• Drive field marketing to boost branch visibility.
• Plan and monitor branch-level marketing for a healthy lead pipeline.
• Verify customer KYC documents and initiate loan disbursals.
• Manage NPAs through proactive follow-ups on interest collections.
• Hire, coach and train employees; provide timely feedback on performance.

Skills

Gold loan sales

Job description

Responsibilities

• Drive and participate in field marketing activities with the team to improve branch visibility.
• Plan, conduct and monitor the branch and field level marketing activities to ensure healthy pipeline of leads resulting in business conversion and branch growth.
• Focus on customer engagement and appraisal of gold ornaments being pledged with correct weight and purity assessment as per company policy and auditory compliance.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Authorize transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Good planning abilities are required for smooth functioning of the branch and for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
• Maintaining quality and performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch.
• Increase gold loan business plus various other third-party products.
• Responsible for correct valuation and maintenance of 100% process compliance at branch.
• Manage error free valuation and appraisal of gold ornaments being pledged in branch with correct weight and purity assessment as per company policy and auditory compliance.

Qualifications and Experience

• 5+ years of Product / Sales experience in Gold loan or other Asset products

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.