Analyst - ACH ( Automated Clearing House )

Next Level Business Services Inc.; Dadri; On-site; INR 450,000 - 750,000; Full time

Job summary

Next Level Business Services Inc. in Noida is seeking an Analyst / Senior Analyst to join the ACH Operations team. You will handle ACH transactions, POA validation, returns, DNE, and customer communications from a banking operations perspective.

The role requires 3+ years of ACH/US banking operations experience, strong attention to detail, and the ability to meet defined timelines. Rotational shift coverage for US business hours is included.

Qualifications

• Minimum 3 years of ACH/US banking operations experience.
• Solid knowledge of ACH processes and returns.
• Hands-on POA validation experience.
• Experience with Death Notification Entries (DNE).
• Experience in preparing and reviewing ACH-related letters and communications.
• Strong understanding of US banking operations and ACH processing.

Responsibilities

• Validate POA for ACH transactions and ensure accuracy.
• Process and review ACH returns per procedures.
• Handle DNE accurately within defined timelines.
• Review ACH transactions and supporting docs for completeness.
• Prepare ACH-related letters and customer communications.
• Maintain ACH transaction records and documentation.
• Follow SOPs and process guidelines.
• Identify discrepancies and escalate as needed.
• Ensure timely completion of ACH activities.
• Coordinate with internal teams to resolve ACH queries.

Skills

ACH Operations

POA validation

DNE processing

US banking operations

Attention to detail

Communication

multitasking

Education

Bachelor's degree in Finance/Banking

Job description

Job Description Analyst / Senior Analyst – ACH Operations Department: Banking Operations Location: Noida Shift: Rotational / US Business Hours Coverage Experience: Minimum 3 years of relevant experience Reports To: Team Lead / Operations Manager About the Role We are looking for an Analyst / Senior Analyst – ACH Operations to join our banking operations team in Noida. The role will involve handling ACH transactions, Proof of Authorization (POA) validation, ACH returns, Death Notification Entries, and ACH-related customer communications. The ideal candidate should have strong knowledge of ACH processes, attention to detail, and the ability to process transactions accurately within defined timelines and procedures.

Key Responsibilities

• Validate Proof of Authorization (POA) for ACH transactions.
• Review and process ACH returns in accordance with established procedures.
• Handle Death Notification Entries (DNE) accurately and within defined timelines.
• Review ACH transactions and supporting documentation for completeness.
• Prepare and review ACH-related letters and customer communications.
• Ensure accurate processing and maintenance of ACH transaction records.
• Follow established Standard Operating Procedures (SOPs) and process guidelines.
• Identify discrepancies and escalate exceptions to the appropriate team or manager.
• Ensure timely completion of assigned ACH activities.
• Maintain proper documentation and records for processed transactions.
• Coordinate with relevant internal teams to resolve ACH-related queries and exceptions.
• Ensure all activities are completed accurately within defined turnaround times.

Required Skills & Experience

• Minimum 3 years of relevant experience in ACH Operations or US Banking Operations.
• Strong knowledge of ACH processes and ACH returns.
• Hands-on experience in Proof of Authorization (POA) validation.
• Knowledge and experience in handling Death Notification Entries (DNE).
• Experience in preparing and reviewing ACH-related letters and communications.
• Good understanding of US banking operations and ACH processing.
• Strong attention to detail and accuracy.
• Good analytical and problem-solving skills.
• Strong written and verbal communication skills.
• Ability to manage multiple tasks and meet defined turnaround times.
• Willingness to work in rotational shifts / US business hours coverage.

Preferred Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Commerce, or a related field.
• Experience in US banking operations or financial services.
• Familiarity with ACH processing systems and banking platforms will be an advantage.

Why This Role Matters

This role supports accurate and timely ACH processing and banking operations, ensuring that transactions, returns, notifications, documentation, and customer communications are handled efficiently and in accordance with established procedures.