Portfolio Analyst

PT Home Credit Indonesia; Jakarta Utara; On-site; IDR 89,280,000 - 178,560,000; Full time

Benefits offered by this job

Medical

Parking

Bonus for all candidate

Dental for corporate

Job summary

PT Home Credit Indonesia is seeking a Portfolio Analyst to perform data mining and analysis across the portfolio of HCID products, generating periodical and ad-hoc reports for the Risk Department. You will communicate insights to stakeholders and regulators, supporting strategic decisions with robust data.

You will collaborate with risk, finance, IT and other teams, participate in cross-functional projects, and help translate complex data into actionable recommendations for senior management.

Qualifications

• Minimum 1–3 years of experience in data analytics or related fields.
• Fresh graduates from reputable universities are welcome to apply.
• Degree in IT, maths, CS or engineering is preferred.

Responsibilities

• Data mining and analysis from risk data sources to support portfolio management.
• Prepare periodical and ad-hoc reports for stakeholders and regulators.
• Liaise with risk, finance, IT and other teams for insights.
• Represent Risk in cross-functional projects with actionable recommendations.

Skills

Data analysis

Analytical thinking

Communication

Cross-functional collaboration

Education

Bachelor degree in Information Technology, Math, Computer Science or Engineering

Tools

SQL

PowerBI

Tableau

Excel

Job description

As a Portfolio Analyst, you will be responsible for conducting data analytics on the portfolio of all HCID products. You will provide both periodical and ad-hoc reports and actively contribute as a representative of the Risk Department in various cross‑functional projects. Your insights will enable concerned parties to make well‑informed strategic decisions.

What you will do

• Data Mining and Analysis: Conduct data mining activities from the Risk Data Warehouse related to portfolio management.
• Reporting: Provide periodical reports and in-depth analysis on portfolio development to stakeholders & Regulatory Reporting and communication with regulator.
• Collaboration: Liaise with internal & external stakeholders within risk, finance, IT and other teams.
• Project Participation: Actively contribute as a representative of the Risk Department in cross‑functional projects, providing valuable insights and recommendations.

We are looking for Talent with:

• At least 1-3 years of prior work experience, open from any industry and fresh graduates are welcome to apply. Fresh graduates from reputable University with a Bachelor degree in Information Technology, Math, Computer Science or Engineering major is preferable.
• Proficiency in data mining using SQL, and data analysis and reporting using Excel. PowerBI/Tableau experience would be a plus point.
• Knowledge of financial mathematics will be beneficial.
• Solid analytical skills and SQL technical knowledge with the ability to interpret complex data and provide actionable insights.
• Excellent communication skills to effectively collaborate with cross‑functional teams and present findings to stakeholders. Willing to work extra miles within data analysis would be a good plus.

What's your expected monthly basic salary?

How many years' experience do you have as a Portfolio Analyst?

Which of the following types of qualifications do you have?

How many years' experience do you have using SQL queries?

Banking & Credit More than 10,000 employees

Home Credit is a multinational tech-based financial services company. We exist in 8 countries around the world. Our vision is to bring to market financial products that improve the lives and lifestyles of our customers. From financing, protection, PayLater, to e‑money – we got them covered! Our presence can be found both online and offline. We responsibly deliver trusted financial services that customers and business partners access via their channels of choice. Our vision is to always support our customers by providing a transparent, fast, and easy service, anywhere and everywhere they go be it online or offline. We aim to help our customers to see and create more possibilities in life. Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow.

Home Credit is a multinational tech-based financial services company. We exist in 8 countries around the world. Our vision is to bring to market financial products that improve the lives and lifestyles of our customers. From financing, protection, PayLater, to e‑money – we got them covered! Our presence can be found both online and offline. We responsibly deliver trusted financial services that customers and business partners access via their channels of choice. Our vision is to always support our customers by providing a transparent, fast, and easy service, anywhere and everywhere they go be it online or offline. We aim to help our customers to see and create more possibilities in life. Everyone at Home Credit Indonesia is not afraid of new challenges. Our passion is not only to create new innovations, but we also hold strong courage and continue to seek chances to turn our innovative visions into reality. More than our 6.000 employees embrace these values to ensure our success in building a better today and a brighter tomorrow.

• Medical
• Parking
• Bonus for all candidate & Dental for corporate can