Field Relationship & Credit Specialist

Pt Bfi Finance Indonesia Tbk; Gresik; Híbrido; IDR 167.400.000 - 256.680.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work model

Health insurance

Career advancement opportunities

Specialized training in risk mgmt

Descripción de la vacante

Pt Bfi Finance Indonesia Tbk in Surabaya, East Java, is seeking a meticulous Credit Risk Analyst to join our expanding risk team. You will assess credit risk across lending portfolios by analyzing financial statements, credit histories, and market data to evaluate borrower creditworthiness.

The ideal candidate has strong risk assessment methodologies and can translate complex data into clear risk profiles, supporting the credit committee and ensuring compliant, responsible lending practices.

Formación

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• 3+ years of experience in credit analysis or risk management in banking.
• Strong analytical and quantitative skills; able to interpret financial data.
• Familiarity with credit risk assessment techniques and regulatory requirements.
• Excellent communication and interpersonal skills to articulate risk assessments.

Responsabilidades

• Analyze financial statements, credit reports, and data to assess credit risk.
• Develop and maintain credit scoring models and risk assessment tools.
• Monitor performance of loan portfolios and identify concerns.
• Prepare detailed credit assessment reports and present to credit committee.
• Stay updated on industry practices and regulatory changes.
• Collaborate with loan officers to ensure compliance with policies.

Conocimientos

Analytical thinking

Quantitative skills

Communication skills

Educación

Bachelor's degree in Finance, Economics, Statistics

Herramientas

Excel

Database management

Statistical software

Descripción del empleo

Credit Risk Analyst

Our client is seeking a meticulous Credit Risk Analyst to join their expanding team in Surabaya. This role is crucial for assessing and managing credit risk across various lending portfolios. You will be responsible for analyzing financial statements, credit histories, and market data to evaluate the creditworthiness of potential and existing clients. The ideal candidate possesses a strong understanding of risk assessment methodologies and is adept at translating complex data into clear risk profiles. This position offers the chance to contribute directly to the financial health of the institution and to grow within a supportive and challenging work environment in East Java, fostering a culture of risk awareness and responsible lending practices across the organization.

Key Responsibilities

• Analyze financial statements, credit reports, and other relevant data to assess the credit risk of loan applicants.
• Develop and maintain credit scoring models and risk assessment tools.
• Monitor the performance of existing loan portfolios and identify potential areas of concern.
• Prepare detailed credit assessment reports and present findings and recommendations to the credit committee.
• Stay updated on industry best practices and regulatory changes related to credit risk management.
• Collaborate with loan officers and relationship managers to ensure compliance with credit policies.

Requirements

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• Proven experience (3+ years) in credit analysis, risk management, or a related role within the banking sector.
• Strong analytical and quantitative skills, with the ability to interpret financial data effectively.
• Familiarity with credit risk assessment techniques, financial modeling, and regulatory requirements.
• Proficiency in Microsoft Excel and experience with database management or statistical software is a plus.
• Excellent communication and interpersonal skills, with the ability to articulate risk assessments clearly.

Benefits

• Competitive salary and comprehensive benefits package.
• Hybrid work model offering flexibility between office and remote work.
• Opportunities for career advancement and specialized training in risk management.
• Health insurance, including medical and dental coverage.
• Contribution to retirement savings plans.