- Identify and develop new business opportunities for Finance Lease / corporate financing (B2B), targeting companies and business entities (PT/CV or equivalent).
- Acquire new corporate clients and maintain strong relationships with existing clients through calls, meetings, networking, and direct visits.
- Understand clients’ business and financing needs and provide suitable financing structures and solutions.
- Manage the end-to-end sales process, from prospecting and client approach to financing proposal submission and transaction closing.
- Perform basic credit and financial analysis, including:
- Reviewing and understanding corporate financial statements
- Assessing clients’ business profiles and repayment capacity
- Calculating financing schemes, including down payment, tenor, and installment
- Preparing initial analysis and supporting documents for credit proposal submission
- Coordinate closely with Credit, Risk, Legal, Operations, and other related departments throughout the financing process.
- Monitor financing proposals and ensure transactions are processed in accordance with company policies and procedures.
- Review financing agreements and commercial terms before submission to clients.
- Monitor client payments and portfolio quality, including following up on overdue accounts and coordinating with the Collection team when required.
- Maintain an active sales pipeline and prepare regular prospect, activity, and business achievement reports.
- For senior-level candidates: contribute to business development strategy, handle key corporate accounts, and provide guidance or coordination to junior team members.
Requirements
- Bachelor's degree in any major, preferably Finance, Accounting, Management, Marketing, Business, or related fields.
- Experience in B2B sales, corporate financing, commercial financing, or Finance Lease, preferably within multifinance, leasing, banking, or financial services companies.
- Staff: Fresh graduates with strong interest in B2B/corporate financing are welcome to apply; relevant internship or sales experience is an advantage.
- Assistant Manager: Minimum 5 years of relevant experience, with proven exposure to corporate/B2B clients and business target achievement.
- Strong interest and understanding of corporate financing and Finance Lease, rather than consumer/retail financing.
- Good understanding of financing and credit concepts, including down payment, tenor, installment calculations, and financing structures.
- Able to understand and perform basic analysis of corporate financial statements.
- Strong communication, negotiation, presentation, and relationship-building skills with corporate clients.
- Target-oriented with strong business development and client acquisition capabilities.
- Good analytical and problem-solving skills.
- Fluent in English, both spoken and written.
- Proficient in Microsoft Office, particularly Excel, Word, and PowerPoint.
- For Assistant Manager level: capable of handling key accounts, coordinating business activities, and providing direction or support to junior team members.
PT Takari Kokoh Sejahtera is Group Company of Mitsubishi HC Capital, Our company is engaged in the transport vehicle and leasse that has been established since 1974 with the previously named PT. Takari Sumber Mulia and has become one of the major players in the world of car rental. We are committed to providing personalized transportation services to large or small companies. Our mission is to deliver convenience through vehicle transportation services.
Product & Services
Operating Lease, Financial Lease.