Lending Officer

Bpr Cahaya Arthasejati; Tangerang; On-site; IDR 14,000,000 - 22,000,000; Full time

Benefits offered by this job

Competitive salary + commission

Health insurance

Paid time off

Training & development

Career growth

Bonuses & incentives

Job summary

Bpr Cahaya Arthasejati in Tangerang is seeking a driven Mortgage Loan Officer to join our lending team. You will guide clients through the mortgage application process, assess eligibility, and facilitate loan approvals while delivering exceptional customer service.

The role requires strong knowledge of mortgage products, regulatory guidelines, and a proven sales mindset. You will build relationships with real estate professionals and ensure compliance with all lending standards while helping

Qualifications

• High school diploma or equivalent; Bachelor's preferred.
• Proven Mortgage Loan Officer or similar sales experience.
• Strong knowledge of mortgage products, underwriting guidelines, and regulatory compliance (RESPA, TILA).
• Excellent sales, negotiation, and customer service skills.
• Proficiency in mortgage origination software and CRM systems.
• Must possess or obtain a lending license.

Responsibilities

• Originate mortgage loans by meeting with potential clients, assessing their needs, and explaining loan options.
• Guide borrowers through the entire loan application process, ensuring documentation is complete.
• Analyze clients' financial information to determine creditworthiness.
• Stay current on mortgage lending guidelines, regulations, and product offerings.
• Build and maintain relationships with real estate agents, builders, and other referral sources.
• Meet and exceed loan origination goals and performance metrics.
• Ensure compliance with lending regulations and company policies.

Skills

Sales skills

Negotiation

Customer service

Analytical thinking

Problem solving

Regulatory compliance knowledge

Education

Bachelor's degree in Business or Finance

Tools

Mortgage origination software

CRM systems

Job description

About the Role

Our client is seeking a driven and customer-oriented Mortgage Loan Officer to join their lending team in Tangerang. You will be responsible for guiding clients through the mortgage application process, assessing their financial eligibility, and facilitating loan approvals. This role demands a strong understanding of mortgage products, excellent sales skills, and a commitment to providing exceptional customer service. You will play a key role in helping individuals and families achieve their dream of homeownership. This is a great opportunity to build a successful career in the mortgage industry with a reputable financial institution.

Key Responsibilities

• Originate mortgage loans by meeting with potential clients, assessing their needs, and explaining loan options.
• Guide borrowers through the entire loan application process, ensuring accuracy and completeness of all required documentation.
• Analyze clients' financial information, including income, assets, and liabilities, to determine creditworthiness.
• Stay current on all mortgage lending guidelines, regulations, and product offerings.
• Build and maintain relationships with real estate agents, builders, and other referral sources.
• Meet and exceed established loan origination goals and performance metrics.
• Ensure compliance with all federal and state lending regulations and company policies.

Requirements

• High school diploma or equivalent required; a Bachelor's degree in Business, Finance, or a related field is preferred.
• Proven experience as a Mortgage Loan Officer or in a similar sales/lending role.
• Strong knowledge of mortgage products, underwriting guidelines, and regulatory compliance (e.g., RESPA, TILA).
• Excellent sales, negotiation, and customer service skills.
• Proficiency in mortgage origination software and CRM systems.
• Strong analytical and problem-solving abilities.
• Must possess a valid lending license or be able to obtain one.

Benefits

• Competitive base salary plus attractive commission structure.
• Comprehensive health, dental, and vision insurance benefits.
• Paid time off and company holidays.
• Ongoing training and professional development opportunities.
• A supportive team environment with opportunities for career growth.
• Potential for performance-based bonuses and incentives.