Vice President, Deposits Product Development

Chong Hing Bank Limited; Hong Kong; On-site; HKD 800,000 - 1,200,000; Full time

Job summary

Chong Hing Bank Limited in Hong Kong invites high-calibre candidates to join its deposits and integrated services team, focusing on formulating deposits strategies, growing the deposit portfolio, and delivering superior customer experience across segments.

The ideal candidate holds a Bachelor’s degree or above in Business Administration, Finance, or related disciplines, with at least 8 years’ experience in deposits and retail banking, and strong English/Chinese communication.

Qualifications

• Bachelor degree or above in Business Administration, Finance, Marketing or related disciplines.
• Minimum of 8 years' working experience in deposits and integrated service or related areas of retail banking.
• In-depth knowledge of retail banking, especially deposits and regulatory requirements.
• Good interpersonal communication and presentation skills; able to work independently and multitask.
• Proficiency in MS Office; good written and spoken English and Chinese; Putonghua is an advantage.

Responsibilities

• Formulate deposits and segment strategies to grow deposit portfolio, achieve business targets and improve customer experience;
• Develop the proposition of the customer segment so as to grow high net worth customers;
• Manage and optimize the deposits portfolio and structure in order to maximize the profitability;
• Identify business opportunities and product gaps of general banking services so as to meet customers' changing needs and to deliver business growth;
• Ensure compliance with regulatory requirements, latest policies and service standard of deposits product and general banking services by enhancing procedures and systems

Skills

Interpersonal skills

Presentation skills

Negotiation

Multitasking

English & Chinese

Self-motivated

Education

Bachelor degree or above in Business Administration, Finance, Marketing or related disciplines

Tools

MS Office

Job description

Chong Hing Bank Limited was founded in Hong Kong in 1948. The Bank and its subsidiaries (including Chong Hing Securities Limited and Chong Hing Insurance Company Limited) offer comprehensive commercial banking and financial services to individual and corporate customers. These services include HKD and foreign currency deposits, credit, foreign exchange, wealth management, investment, securities, insurance and mandatory provident fund. The Bank currently operates a network of more than 30 branches in Hong Kong as well as 1 branch in Macau, 17 branches and sub-branches in Mainland China. In recent years, the Bank has been actively expanding its business. To cope with the Bank's rapid growth, we are now inviting high calibre candidates to join us and develop successful careers with us.

Responsibilities

• Formulate deposits and segment strategies to grow deposit portfolio, achieve business targets and improve customer experience;
• Develop the proposition of the customer segment so as to grow high net worth customers;
• Manage and optimize the deposits portfolio and structure in order to maximize the profitability
• Identify business opportunities and product gaps of general banking services so as to meet customers' changing needs and to deliver business growth
• Ensure compliance with regulatory requirements, latest policies and service standard of deposits product and general banking services by enhancing procedures and systems

Requirements

• Bachelor degree or above in Business Administration, Finance, Marketing or related disciplines
• Minimum of 8 years' working experience in deposits and integrated service or related areas of retail banking, preferably with exposure to product development
• In-depth knowledge of retail banking, especially deposits and integrated service related regulatory requirements
• Good interpersonal communication and presentation skills and able to work independently and handle multitask
• Self-motivated, enthusiastic with excellent negotiation and influential skills
• Proficiency in MS Office and good command of written and spoken English and Chinese. Fluency in Putonghua will be an advantage.

We offer competitive remuneration package and promising career opportunities to the successful candidates.

The Mandatory Reference Checking (MRC) Scheme is a regulatory framework established by the Hong Kong Monetary Authority, which requires banks to check the conduct history of prospective employees for positions defined under the scheme. Therefore, MRC will be a part of our selection process if you apply for the in-scope positions. For details, please refer to the “Frequently Asked Questions for In‑Scope Individuals” (https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2) published by HKAB.